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As stated in the Bank of Lithuania report, customers executing regular orders should note that they will not be executed from December 24 to 27, 2021. January 1-3.
Instant payments can be made to banks, credit unions, and electronic money institutions that are ready to provide this service. When initiating an instant payment during the holiday period, it is necessary to pay attention to the information provided by the bank, credit union or electronic money institution when filling in the transfer details and, if necessary, marking it as instant. If an instant payment is not possible, customers will be offered a regular SEPA payment, which will reach the beneficiary at another bank only after the holidays.
Already last year, the instant payments mainly reflected the needs of the Lithuanian population and allowed up to 15,000 to be made. Eur in a payment transaction. As of July this year. the maximum allowed amount of an instant payment was increased to 100,000. Eur, so they also became attractive to commercial entities.
Currently, the instant payment service is available for SEB Bank, Swedbank, AB, AB Šiaulių bankas, AS Citadele banka Lithuanian Branch, Joint Central Credit Union, Wheel Credit Union and e-money institutions Paysera LT, Revolut Payments, SumUp EU Clients Payments, Trustcom financial, Transactive Systems, Argentum mobile, NIUM EU, Travel Union and Verse Payments Lithuania.
The Bank of Lithuania in 2017 At the end of the year, CENTROlink made it possible to provide instant payments (allowing money transfer on weekends, holidays, 24 hours a day, seven days a week, for a few seconds throughout the year ), but payment service providers operating in Lithuania still had to prepare.
During the holiday period, transfers between accounts within a bank, credit union or electronic money institution, card payments at physical and online points of sale, payments by email. Business transactions will take place as usual, residents will also be able to withdraw money at ATMs, use online banking and smart applications.
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