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“In January of each year, Sodra engages new residents in the second pillar of pension accumulation. However, the decision to accumulate a supplementary pension must be made by the individual. The most suitable option for you can be chosen until June 30.
Sodra, in turn, is ready to provide all the necessary information that residents will find on our website, in their personal accounts at sodra.lt/person, contacting the consultants by phone 1883 or by email ”, says Evaldas Mikutis , Sodra’s Head of Customer Service Management.
The pension accrual includes those residents who were under the age of 40 on January 2, were self-employed or employed in Lithuania on that day, had a valid business certificate, individual activity certificate, were owners of an individual company or members of a small society.
Those who have received such notification can decide to do nothing as of July 1. to participate in the accumulation of pensions in the company selected by Sodra and to start paying the pension accumulation contributions, to enter into a contract with the accumulation company of your choice, or before June 30. submit an application on the personal account www.sodra.lt/investor and refuse to participate in the accumulation.
The person who refuses to accumulate is offered to rejoin the accumulation of pensions every three years. When a person reaches 40 years of age, he is no longer included in the accumulation, but regardless of age, he can choose the accumulation company and start accumulating in addition to the pension.
The state also contributes to accumulation
If a resident decides to accumulate for a second pillar pension, they can also opt for an accumulation rate. Depending on the rate chosen, the state also encourages accumulators.
The variable rate in 2021 will be 2.4 percent. of the accumulated salary and 0.9 percent. of the national average salary (VMU), which will also be transferred to the pension fund by the state. Thus, if a person earns 1000 euros “on paper”, this year, by opting for a variable rate, the monthly savings will be transferred to 24 euros of his salary and about 12 euros of state incentive.
Choose the full 3 percent. rate, the state transfers an additional 1.5 percent to pension funds. by VMU. If a person’s salary is 1000 euros “on paper”, a state contribution of 30 euros and about 20 euros will go to the pension fund each month.
Last year, Sodra transferred a total of LTL 417 million to the population accounts of the pension accumulation funds. euros. Of these, 125 million. State incentives.
Currently, 1.37 million people are participating in the accumulation of second pillar pensions. population of the country. Last year, 43.5 thousand were included in the accumulation of pensions. population, 27 thousand. of them chose to participate in the accumulation. Another 11 thousand. the population independently signed pension accumulation agreements during the year.
Constantly reminded of the options
Once accumulation in the second pillar has started, it is no longer possible to opt for pension accumulation.
Sodra reminds newly involved residents of the possibility of making a decision until the end of June. All residents involved in the accumulation of pensions receive notifications in personal accounts where they can find out which accumulation company has been selected for them and what to do next.
Residents who provide their email addresses also receive email notifications.
If a person does not read the message in his personal account, information about the inclusion in the pension accrual will be sent to him by certified mail.
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