Insurance Companies Prepare Hundreds of Thousands to Cover Damage: Entire Building Collapsed for One Person | Deal



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The snowfall, which began Monday afternoon, lasted for several days. Although it is not a record, the Lithuanians faced an unprecedented amount of snow for several years.

Most of the snow accumulated in southern and eastern Lithuania, where the thickness of the snow cover reached more than 30 centimeters.

In winter, wet snow clothing causes a lot of damage – a layer of accumulated snow on various surfaces, trees and roofs. Roofs can collapse and trees or their branches can turn on the road, blocking traffic or on the cars themselves.

For insurance companies – business year

These days, residents have inundated insurance companies with reports of property damage.

According to Lietuvos Draudimas, the real estate sector was the one that suffered the most. On Friday morning, the company received around 300 reports of cases where the roofs of buildings fell from the weight of snow, the property was damaged by boiled trees: broken gazebos, outbuildings.

Photo by Sigismund Gedvila / 15min / Winter in Vilnius

Photo by Sigismund Gedvila / 15min / Winter in Vilnius

There were slightly fewer cars damaged by snow damage, 15 minutes said the director of the company Žalų Mantas Norkus center.

Accidents also increased during the snowfall: Lietuvos Draudimas saw his jump on Tuesday and Wednesday. Currently, the number of accidents is normal, but the company predicts that they can increase after the cold.

Lietuvos Draudimas has reserved a total of 260 thousand LTL to compensate its clients for damages. euros.

The company predicts there will be many reports of damaged properties after the weekend, as most of the damage could be in non-residential buildings, such as gardens or farms, that people have not yet seen during the work week.

Photo by Sigismund Gedvila / 15min / Winter in Vilnius

Photo by Sigismund Gedvila / 15min / Winter in Vilnius

According to Lietuvos Draudimas, the eastern part of the country was the most affected by snow accumulations: two-thirds of Lithuania east of Šiauliai.

Most of the disasters were in Vilnius and Alytus. In the western part of the country the situation is stable and there is not much snow, so no events have been recorded.

Damages – and more than 10 thousand. euros

If insurance company says snow loss reports have yet to abate.

We recommend limiting travel as much as possible, parking cars away from trees, removing snow from roofs.

According to her, most residents report incidents related to car damage, but most of them are not related to accidents, but to the breaking of tree branches or snow falling from the roofs of trucks.

Guoda Jasaitė, head of the If transport damage group 15 minutes Such damage to the car ranges from 500 to 2,000. EUR, but more than one damage exceeded 10 thousand. payment threshold in euros.

According to her, the owners of the buildings also suffered many losses. Residents request damage to various buildings in the yard: warehouses, greenhouses, garages, fences. Roofs over gates and various building constructions break due to pressure from snow that builds up over time.

Photo by Mato Miežonis / New Office

Photo by Mato Miežonis / New office “If”

Currently, If has 80 thousand reserved. However, the company also predicts that part of the damage will be recorded a little later when people visit its orchards, properties that could not be accessed due to traffic conditions or government orders to restrict movement between municipalities.

G.Jasaitė warns that despite the lesser intensity of snowfall, there are still many trees on the edges of the roads that have been bent by the pressure of the snow, which represents a danger.

“We recommend limiting travel as much as possible, parking cars away from trees and shoveling snow from roofs,” he said.

The whole building collapsed

The ERGO company has already disbursed almost 76 thousand LTL to its clients this week. compensation for property damage.

The company says it has surprised 5 to 10 percent in recent days. increased flow of customer claims for damages.

Josvydas Elinskas / 15-minute photo / Logo

Josvydas Elinskas / 15 minute photo / “ERGO” logo

His clients suffered the most from falling trees (the most frequently mentioned pine trees) or broken branches that damaged roofs, fences and greenhouses of buildings.

The roofs, canopies, greenhouses and gazebos of the buildings have been broken by the weight of the snow.

“We recorded a case in which the entire farm building collapsed”, 15 minutes said Gytis Matiukas, Director of ERGO’s Claims Administration Department.

According to him, due to accumulation of snow on the roads, slippery road surface, poor visibility due to snow, customers also reported damage to vehicles.

Personal photo / Gytis Matiukas

Personal photo / Gytis Matiukas

Snow on cars damaged vehicle roofs, hoods or smashed windows, as well as cases of falling trees.



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