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According to Swedbank, the rates will be modified from February to promote the use of electronic services, make online purchases more attractive and prevent money laundering.
Starting in February, for private customers without a service plan, cash withdrawals at Swedbank ATMs will be charged at 0.5 percent. (at least 0.5 EUR) of the amount to be withdrawn. If you have a plan but withdraw more than you provided, 0.5% will apply. (now 0.4%).
The maximum amount of cash deposit at ATMs with debit cards will reach 7.5 thousand. per month (now – 10 thousand euros).
At that time, the “Convenient” service plan, which allows an unlimited number of money transfers in euros and an unlimited number of free accounts, will be reduced from 1.7 to 1.3 euros per month.
For business customers, depositing cash at Swedbank ATMs will cost 0.1 percent. (now 0.07%) of the deposited amount, and the withdrawal of money – 1%. of the amount to withdraw or at least 1 EUR (now 0.5%, at least 0.58 EUR). ATM withdrawals from other banks will cost 2 percent. (at least 3 EUR) of the amount to withdraw (now 2%, at least 2.9 EUR).
Among other things, for both business and private clients, depositing cash into your account will cost 0.2 percent. or at least 5 EUR (now 0.1%, at least 3 EUR), 2% withdrawal. or at least 5 EUR (now 1%, at least 3 EUR) and a payment to someone else’s account of 0.4%. or at least 5 EUR (now 0.3%, at least 3 EUR).
Šiaulių bankas claims that it reviews the rates once or twice a year, taking into account customer behavior, legal requirements, service costs and new services. The rates were revised in October this year, most of them went into effect on December 10 and some, on January 1, 2021.
“The main reasons for the change in rates are the implementation of legal requirements and the changing costs of service products and services,” said Andrius Kamarauskas, director of the Daily Banking Department of Šiaulių bankas.
As of January 1, Šiaulių bankas begins to apply a new fund management fee, when the client does not transfer funds to other accounts after the business relationship has ended. It will reach 0.05 percent. or at least EUR 0.7 (EUR 2.5 for business customers). In addition, the account management fee for private clients increases from 0.6 to 0.7 euros per month and the closing of an account from 3.6 to 4.2 euros. For business customers, the account management fee increases from € 2 to € 2.5.
SEB Bank has indicated that the composition of the plans and fees will not change, with the exception of the “Standard” plan, the price of which will decrease from € 0.05 to € 1.45. 80% use service plans. private clients of SEB.
From January 18, the fees for using debit and credit cards that are not part of the service plan will change: to use a debit card, it will cost 1 euro, credit: 1.6 euros.
Additionally, clients will be subject to a cash deposit limit at ATMs, but according to the SEB, it is only 0.1% for private clients. using the service.
Luminor Bank said the rates were last updated in September and will not change in the near future.
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