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According to Audrius Griškevičius, Director of Finbee Verslui, this step aims to contribute to state incentives for companies. This summer, the country had the opportunity to see how quickly companies are recovering: according to the STI, 71 percent of those companies were in the catering and accommodation sector, and 50 percent in the commerce and retail sectors. manufacture. and more. The stable performance of the companies is also illustrated by data from Finbee Verslui, which shows that of 1564 loans for 71.6 million. Loans issued through the crowdfunding platform under perhaps the most popular measure “Loans to companies most affected by COVID-19” are currently problematic 5 for 33.5 thousand euros. EUR, which is 0.05%.
“We believe that this crisis is short-lived. We want to encourage entrepreneurs not to be afraid to think ahead, to prepare adequately for resumption, efficiency or development, because at the end of a difficult time, those who are better off prepared will recover faster.
It is now necessary to invest in more efficient activities, such as digital solutions, which are unavoidable for almost all growing companies. We understand that the financial situation of some companies can be an obstacle to such investments, but if there are companies that have a vision and a desire to hold on to opportunities, we are ready to help. By evaluating the capacity of our platform, we have formed a loan reserve of 300 thousand euros, which we will distribute to companies free of charge, ”says Audrius Griškevičius, head of the Finbee Verslui crowdfunding platform.
300 thousand. Some 50 SMEs are likely to receive loans under the € 1 billion aid package. The amount of a loan should be 5-7 thousand. euros. The performance of the company until November 7, that is, the second quarantine announced in the country, will be taken into account when evaluating the debt capacity of the company.
The loan is granted for a period of 6 months without a repayment schedule. In other words, no later than half a year later, the amount awarded will have to be repaid.
“When selecting companies to whom we will be able to grant loans, we will also pay attention to the purpose of the financing. Our priority is not only to help them survive this period, but also to encourage investments in operational efficiency, such as the acquisition of e-commerce solutions and development. of delivery services, ”says A. Griškevičius.
Financing will be provided up to the total of 300 thousand. aid budget in euros.
A. Griškevičius also invites individuals who invest in loans to contribute to the small business support measure and, together with the crowdfunding platform, to invest in businesses and their faster growth and recovery. All investors registered on the platform can invest in business loans. Businesses can apply for free financial aid by joining the Finbee Business platform. The specialists, after evaluating the financing possibilities of a specific business, will inform about the financing decision.
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