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In December the number of payments increases: the purchase of Christmas gifts, the payment of salaries for the last month of the year, transfers to pension funds or life insurance and other financial transactions related to the end of the calendar and the fiscal year They contribute to regular daily payments for various goods and services.
With a more active use of electronic banking by citizens and companies and an increasingly frequent choice of remote services, more attention is required on the part of bank employees for the supervision of processes. Therefore, customers are invited to place regular orders without delaying their last weeks of the year.
However, when the need to make a transfer arises during the Christmas period, most bank customers in the country will be able to transfer money instantly if necessary – most market participants support instant payments, so transfers reach recipients’ accounts both on the same day and on different days. in another bank. Instant payments are only made when funds are transferred in euros. The maximum amount of a transfer is up to 100,000. euros.
Currently, customers of SEB, Swedbank and Šiaulių bankas can receive and make instant payments both through the Internet bank and through the mobile application.
Citadele Bank offers the possibility to receive instant payments and make instant payments of up to 1000 EUR in the mobile application and online banking. Revolut customers can receive and make instant payments of up to 100,000. euros directly in the application. You can check the execution time of other banks operating in the country during the Christmas and New Year period on their websites.
Payment cards at points of sale during the holidays will be available as usual, residents will also be able to withdraw money at ATMs, use online banking and smart banking applications. The country’s banks are devoting more and more forces to advise clients remotely: by phone, email. by mail, on websites and through other electronic channels. When considering a branch visit, clients are advised to first familiarize themselves with the relevant information about the provision of services on a particular bank’s website and to register for the visit in advance.
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