Coronavirus UK: Still Need To Pay For Auto Insurance?

With people urged only to go out for essential foods, exercise, medical reasons, or work that can’t be done from home, there has been a negative effect on the number of cars on the road, with many people not driving at all at this time. .

Since it has not been confirmed yet when the restrictions could be lowered, it could be a while before some of those people start driving again, but do you still need to pay for insurance for your car if you are not currently using it?

This is what you need to know …

Still need to pay for auto insurance during closing?

Having car insurance is a legal requirement, even if you do not drive or only use your car for short trips, such as to the supermarket, that is, unless you choose to SORNAR your vehicle.

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SORN stands for Statutory Off Road Notification, and requires you to inform the DVLA that you are taking your car off the road and not using it; Check the government website for details on how to do this.

You’ll also get a refund for the entire remaining months of car taxes when you’ve done this.

However, you won’t be able to use the car on the road until you start taxing it again and of course you will need insurance again at that time.

If you don’t want to leave your car off the road, you’ll have to continue to pay for the insurance, although insurers are under pressure to offer reimbursements to customers following the closing.

The admiral has said he is offering a £ 25 refund to those who have car or van insurance with them, calling it “thank you” to his clients for staying home.

The British Insurers Association has said reimbursements are a matter for individual companies, but that many are flexible, offering customers the opportunity to defer payments and providing free insurance to key workers.