The long-term wealth effect shows that public funds become inclusive investment tools

Original title: The effect of long-term wealth shows that public funds become inclusive investment tools

With the test of time, as a typical representative and family of inclusive financeFinancial management, An important tool for residents to care for the elderly,Public offerbackgroundThe effect of long-term wealth management is more prominent.

according toGalaxy BackgroundEstimated by the Evaluation Center, as of November 2020,Partial capital fundThe annualized average rate of return is 16.49%, 10 percentage points more than the average increase of the Shanghai Composite Index during the same period;Bond fundsThe annualized average rate of return is 6.87%, which exceeds the current three-year term depositinterest rate4.12 percentage points; The fund’s annualized average rate of return on the fund (FOF) is 9.38%, which has achieved relatively good investment returns overall, reflecting the good value of the pension allocation.

Play the role of inclusive finance

Public offerings become inclusive investment tools for residents

Many industry professionals said that long-term sustainable investmentPerformanceIt is the long-term attractiveness and core competitiveness of public offerings to play the role of inclusive finance and become an inclusive investment tool for residents.Raised fundsBy creating long-term returns and strengthening refined services for all types of investors, we will implement the path of inclusive finance from the perspective of enhancing investor satisfaction and profit.

“Public offering fundsborrowProfessional asset management skills have delivered long-term sustainable returns to investors and have earnedpublicRecognition of the company, which attracts more long-term funds, and a benign relationship between public funds and investors.interactiveContinue to play the role of inclusive finance. “The aforementioned Shanghai mid-size public offeringExecutivesSay.

　　China Europe FundSaid the best return for investors for fund managers is to maintain a trustworthy fund for a long timeproductAnd word of mouth at the same time leaves moreCommon peopleParticipate in the financing of public funds. In recent years, the industry has been pleased to see that the scale of the public funds industry has continued to grow and the products of fund managers with outstanding long-term performance have become more popular. The personal management scale of 98 fund managers has exceeded 10 billion.

The era of large asset management is approaching, and the era of large capital management is also quietly approaching. CEIBS Fund believes that the only way to achieve “long-term performance” is to do a good job and stabilize it, use it. the “long term performance” as a bridge to communicate with investors and use the “long term” as a bridge to communicate with investors.the companyThe core gene of strategic development, maintaining focus and continuity, can cause public funds to show long-term wealth management effects and earn the long-term trust of the public.

　　China Universal FundActively take responsibility for pension investment management, actively promote the construction of the third pillar of pension funds, continue to implement target pension fund products, successively issue three target pension funds, including 2030, 2040 and 2050, and complete the construction of the personal pension account system. Establishment of the “Tianfu Pension” module to carry out pension financial investor education.

In the view of China Universal Fund, customer service capabilities are the ultimate manifestation of the asset management industry creating value for customers. The asset management industry must be truly customer-centric, convey a sound and rational investment perspective, and help uncover real investment goals and willingness to risk; Second, we must strengthen refined customer management, understand diversified financial needs and differentiated financial management habits of different customer groups, create standardized and systematic sales and service capabilities, and provide customized and systematic demand solutions. ; finally, the industry vigorously needs to Improve the professional level, transform from sales to operations and investment advice, help clients to correctly understand short-term market fluctuations and accompany clients to improve their sense of profit and satisfaction in investments long-term.

Continuously improve core capabilities

The great era of the service asset management industry

In the age of large asset management, the core investment philosophy of public funds is becoming increasingly consistent. The industry is taking an investment direction dominated by long-term fundamentals. Investment management, risk management and business innovation capabilities have been mentioned as important positions for the healthy development of the industry.

China Europe Fund stated that in recent years, the regulatory environment for the A-share market has gradually improved and short-term speculation has been affected; the structure of investors in the stock market has changed; outstandingcompanyThe number of listings is increasing and the avenue for sharing corporate value creation is widening. With the support of the above system, environmental cultivation, and industry joint efforts, the capital market buyer role advocating long-term investment has been further enhanced.

“It is only based on long-term fundamentalsindustryPolicy transformation needs, large enterprises with long-term development potential, inject long-term stable funds for the development of the real economy, and public funds can meet the future management needs of large-scale funds, like inclusive finance and investment in pensions. “

The China Universal Fund stated that the development and progress of the asset management industry depends on the development of professional capacity and the fulfillment of fiduciary obligations. With the great development of the asset management industry, it is even more important to establish a sense of “capacity panic” crisis and continue to improve core capabilities.

In the view of China Universal Fund, first and foremost, investment management capabilities are the core capabilities of the asset management industry. The asset management industry should adhere to the philosophy of long-term investment and value investment, and promote the establishment of a responsible ESG investment system with a global perspective and Chinese characteristics. ; Need to continue strengthening the coverage of active rights,fixed rent, Passive investment, absolute return, investment abroad, ABS / RE-IT,ProductResearch capabilities of multiple assets and strategies, including futures and option derivatives.

Second, risk management capabilities are the guarantee for the stable and long-term development of the asset management industry. At present, strong oversight against risks remains the main keynote of the industry’s development. With the passage of the new “Securities Law” and the in-depth application of the new asset management standards, the asset management industry must continue to strengthen the construction of a culture of compliance and risk control and firmly adhere to compliance Simply put, stick to the concept of risk that creates value.

Third, business innovation capacity is the engine that promotes the sustainable development of the asset management industry. The asset management industry must take full advantage of the historic opportunities of capital market reform and opening up, and actively deploy various asset objectives and investment strategies through product innovation to meet diversified asset allocation needs. of clients; at the same time, relying on a deep understanding of customer needs, business rules and company capabilities. The insights, combined with the integrated application of financial technology, continue to explore the optimization of existing business models, promoting service innovation in terms of service channels, service content, service processes, etc., to better improve the experience investment and asset management of clients.

(Source: Securities Times)

(Responsible editor: DF522)