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Original title: Have you ever noticed that there are so many risks in houses without real estate certificates?
The real estate certificate is a very important document for the house, like our identity card, the identity card contains information to prove our nationality, place of residence and age.propertyWith information such as age, location, etc., with a real estate certificate, it will be much easier for us to deal with matters related to real estate, but inReal estate transactionIn, you will always find some houses without real estate certificates, so what are houses without real estate certificates?riskWhat?
What are the risks of a house without a real estate certificate?
1. Suffer from selling more than one room
Even if someone buys a house without a real estate certificate, it is impossible to go through the transfer of property rights procedures. Without property rights transfer procedures, the seller is likely to have transactions with multiple buyers. This situation refers to selling more than one house. . If a home buyer buys a home without a real estate certificate, they cannot prove that the home belongs to them, and a home without a real estate certificate is relatively risky during the transaction.
2. Cannot be appliedloanparagraph
Everyone knows that weloanAfter purchasing a new home, the certificate of ownership ismortgageinBankAnd buying second-hand housing is the same, if the buyer wants to requestBankTo buy a second-hand home with a loan, you must provide a certificate of real estate for the second-hand home.BankIt seems that second-hand houses without real estate certificates belong to houses with unknown property rights and disputes are likely to occur.Avoid risks，BankIt will not approve home loans without real estate certificates.
3. No compensation
There are many second generation demolitions. In most cities in China, if the house is demolished, the owner can get a large compensation, but without the real estate certificate, no compensation will be obtained. This is great for the owner. Lost. Also, it should be noted that inheritances, donations, mortgages and other activities are not allowed for houses without real estate certificates.
to buyWhat houses may not have real estate certificates?
1. Houses with five incomplete certificates
The five certificates are very important documents. Before buying a house, you should check if the five certificates from the developer are complete, because a house with five incomplete certificates cannot obtain a certificate of real estate. The five signs refer to “ProductroomSales(Presale) License “,” Property of the StatelandUse permit, “Construction landplanningPermit, “Construction project planning permit”, “Construction project start permit”.
2 ,qualitySubstandard house
No matter how long a home needs to live in two generations, it can be as short as several decades or even hundreds of years. If the quality of the house is poor, living in such a house is very risky for the owner. According to the relevant regulations, if the new house built by the developer has quality problems, it cannot pass the inspection of the relevant government departments. Without the inspection and acceptance of the corresponding department, the developer cannot deliver the house to the buyer and does not comply with the delivery conditions. It is also impossible to request a real estate certificate for a house.
3. A mortgaged house
Some developers becausemoneyThe housing problem will be mortgaged, a situation that often occurs in properties developed by relatively weak developers, so everyone should be attentive to the selection of developers when choosing homes.OperatingThere is a problem and the bank cannot pay the bank’s debts. If the mortgage is not released, the certificate of ownership cannot be processed.
The above is an introduction to the risks of houses without real estate certificates, generally houses without real estate certificates.priceThey are cheaper, with the currenthouse priceLooking at it, most people are under increased pressure to buy a home, so they will move when they find a home with a cheaper price. However, the publisher suggests that you shouldn’t buy a home without a real estate certificate. Be careful not to pay it.
(Source: Hualong Net)
(Responsible editor: DF524)
I solemnly declare: The purpose of this information is to spread more information, and it has nothing to do with this booth.
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