Hot Comments 丨 The greatest common divisor for delaying the retirement age requires careful measures | Pensions | Sina Technology_Sina.com



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Original Title: Hot Comments 丨 The Greatest Common Divider of Delayed Retirement Age Must Be Carefully Implemented Source: CCTV News Client

Recently, the Ministry of Human Resources and Social Security responded to the postponement of retirement: it is currently working on specific reform plans with the relevant departments. The issue of delaying retirement has once again raised widespread public concern.

Social reform needs to build a social consensus. At present, there are some misunderstandings about delayed retirement, for example, there are opinions that it is about compensating for the so-called pension gap. It should be noted that many countries with pension surpluses in the world are raising the retirement age, not to mention that the impact of delayed retirement on pension income and expenditure is more complicated.

The delay in retirement age is essentially the inevitable result of changes in the structure of people’s life cycles. For example, the average education level of those born in their 60s is now high school, which means that most of them started working around 20 and are now retiring at 60. If life expectancy is 80, his life structure is 40 years of work and Golden pension 20 years. After the 80s and 90s, with the popularization of higher education, the proportion of university students and even graduates is increasing. It is not surprising that many people do not start their first jobs until they are 25 or even 30. In this case, if they retire at the same age as their parents at 60, it means that the working time is less than 40 years, or even 35 or even younger. With the increase in life expectancy, the time to receive pensions will be shorter. it will be longer. It will cause injustice between generations.

The delayed retirement plan will have a practical impact on everyone’s vital interests. The needs of “the people to follow the crowd”, that is, the needs of individuals, groups and everything, must be considered thoroughly. Therefore, you need to take special care and care when formulating implementation plans. Several principles must be understood:

One is the combination of unity and flexibility.The so-called unity means a unified national plan, “a game of chess throughout the country”, to guarantee equity between the different regions; so-called flexibility means giving people a certain right to choose, not just “one size fits all,” at least a certain range of options.

Second, the combination of mandatory and incentive.Now when it comes to raising retirement age, it seems to be mandatory, and different groups have different feelings. Some existing policy tools can be used to improve people’s enthusiasm and initiative to extend working life, such as the method of calculating pensions and the pay period more closely. Combine, etc.

Finally, we must complete support measures, including attention to changes in the employment situation.Many older people are willing to help their children care for their children after retirement. After the implementation of deferred retirement, socialized child care services should be actively developed. Furthermore, attention must also be paid to preventing unfair phenomena between groups. Different groups and individuals have different job characteristics and treatments. The related measures must be more comprehensive and flexible to obtain the greatest common divisor.

(Written by Lu Quan, General Secretary of the China Social Security Society, Associate Professor of Renmin University of China)

(Edited by Qiu Jing)


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