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Original Title: Ali’s Starving Rider Sudden Death Insurance Premium Can Only Make Up 30,000?
Gossip / text from the operator’s financial network
Recently, Han Moumou, the 43-year-old cyclist from the Ele.me platform, died suddenly while delivering meals. This not only triggered a dispute over whether the platform should compensate, but also triggered a dispute that the insurance compensation was only 30,000 yuan.
First of all, there are two types of Ele.me passengers. One is a permanent worker, that is, a full-time passenger, who signs a contract with an external company to send orders for Ele.me. This type of employee has several benefits. The other type is equivalent to temporary workers, that is, to collect orders through colibrí crowdsourcing, and passenger insurance is also handled through colibrí crowdsourcing. However, the platform does not recognize the employment relationship of said passengers. For example, crowdsourcing Hummingbird claimed that Han “has no employment relationship and can only give 2,000 yuan in humanitarian compensation.” It was later revealed that “the rider paid 3 yuan per day. But the platform only paid an insurance premium of 1.08 yuan per day.” This step by step has become an explosive topic,
Second, from the grand point of view, people questioned that the internet giants are so rich, but they are so stingy with the rider who died suddenly, and the outsourcing platform is even more stingy. They only pay 2,000 yuan for a life lost due to work. Life or Death refused to admit that the cyclist had a working relationship with him.
Also, from a small point of view, the platform only pays the rider a daily insurance premium of 1.08 yuan, resulting in compensation of only 30,000 yuan for the rider after the accident. Where did this 1.94 yuan go?
The platform’s repeated claims could not quell the heated discussion. Ele.me’s passenger hotline replied that “3 yuan is not a premium, but a platform service fee. After paying the service fee, the platform will give away insurance and follow-up will help to solve the problems of the sure”. Paying 3 yuan a day, is it all the management fee? The insurance premium for the cyclist turned out to be “given away by the platform.” These statements are as if the rider is completely pleading, if I want to give it to you, I will give it to you.
Therefore, this kind of indifference and shirking makes people angry. Some netizens asked, even if some passengers receive goods through the platform, they are not full-time passengers contracted with labor dispatch companies, but they use clothes that are hungry every day. Do you always say that you are hungry ?, Does it mean that there is no employment relationship? Is it okay to buy insurance for the rider, but you have to pay 3 yuan and only buy an insurance premium of 1.08 yuan? Over the course of a year, the money saved exceeds 100 million, but the rider can only get compensation of $ 30,000 for an accident. If you pay more premiums, you will naturally get more compensation.
Fortunately, I have already said that I will provide 600,000 pensions for each broker in the future. Hope these kinds of disputes can be resolved in the future.