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Li Keqiang chaired an executive meeting of the State Council
Implement measures to promote the expansion and quality of life insurance to satisfy the diverse needs of people.
Approved the “Regulation on the Supervision and Administration of the Use of the Medical Security Fund (Project)” and the “Regulation on the Administration of Pollution Permits (Project)”
Prime Minister Li Keqiang of the State Council chaired an executive meeting of the State Council on December 9 to implement measures to promote the expansion and quality of life insurance to meet the diverse needs of people; The Regulations on the Supervision and Administration of the Use of the Medical Safety Fund (Draft) and the Pollution Discharge Permit Management Regulations (Draft) were approved.
The meeting noted that, in accordance with the deployment of the Party Central Committee and the State Council, advancing the improvement of financial services and promoting the development of life insurance is conducive to improving the security of the livelihoods of the people and economic and social development. In recent years, China’s life insurance has developed steadily and rapidly. Today, commercial life insurance has achieved some coverage across the country, but there are also problems such as insufficient supply of insurance products and low level of protection. It is necessary to adapt to the health, pension and safety protection needs of people, promote the insurance industry to deepen the reform and opening up, highlight the key points to optimize the offer, and provide a large number of high-quality personal insurance products. quality. One is to accelerate the development of commercial health insurance. Support the development of more critical illness insurance products, do a good job of connecting with basic health insurance, etc., and enhance the ability of urban and rural residents to cover critical illness insurance. Promote the development of commercial health insurance products that meet the needs and affordability of the majority of older people. Encourage insurance companies to include reasonable medical expenses outside of the medical insurance catalog in coverage. Promote and improve the development and level of service of health insurance through the orderly expansion of openness and the strengthening of international cooperation. The second is to accelerate the construction of the inclusion of commercial pension insurance in the third pillar of pension security in accordance with the requirements of the unified regulations. Strengthen the protection function of commercial endowment insurance, support the development of endowment insurance that is easy to insure, flexible payment and stable income, and actively develop annuity insurance products. In response to the needs of employees in new industries and new formats and various flexible jobs, develop appropriate supplemental pension insurance products. Encourage insurance companies to provide services such as elderly care and nursing home communities. Encourage the insurance industry to participate in long-term care insurance pilot projects. The third is to improve the long-term investment capacity of insurance funds, prevent speculative use of insurance funds, strengthen asset and liability management, and strengthen risk prevention and control. Establish a differentiated supervisory index for investment capital assets of insurance funds, up to 45% of the company’s total assets, encourage insurance funds to participate in the construction of major projects such as infrastructure and new development, and better play the role of supporting the real economy. We will conduct a special in-depth rectification of related transactions and will crack down on illegal acts of misappropriation, arbitration, and misappropriation of funds from insurance companies.
The meeting approved the “Regulation on the supervision and administration of the use of medical security funds (draft)”, insisting on focusing on people’s health, determining the rights and responsibilities of health insurance departments, designated medical institutions and insured personnel, and stipulating that, in accordance with the principle of convenience, medical security services must be strengthened and be timely Liquidation and appropriation of medical insurance funds, improve the quality of service, require the strengthening of supervision and supervision social, prohibit the fraudulent acquisition of health insurance funds through falsification, alteration of medical documents or fictitious medical services, etc., order to return funds, suspension of liquidation of health insurance, fines and revocation of fixed points for violations of laws and regulations. The practice of medical institution qualifications has increased penalties, managed and used health insurance funds well, and safeguarded the legitimate rights and interests of the masses in health insurance.
The meeting approved the “Regulation for the Management of Pollutant Discharge Permits (Draft Draft)”, clarifying that the pollutant discharge units must be classified according to the amount of pollutants produced, discharges and the degree of environmental impact, etc., standardize procedures for the approval of pollutant discharge permits, and require that pollutant units establish an environmental management station. Accounting records system, release of emissions information, emphasis on strengthening supervision during and after the event, increasing penalties for infractions and adopting continuous daily penalties, suspension of production for rectification, suspension of operations and closures, etc. , to strictly meet the costs of infringement.
The meeting also studied other matters.
