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“It is frankly unpresentable that the Association of Banks and Financial Institutions (ABIF) have submitted a request to the Constitutional Court against the Card Fraud project,” said PPD MP Felipe Harboe.
It also complemented that “this project was discussed with the presence of the Association of Banks, with the presence of the Minister of Economy, the Financial Market Commission, and beyond some nuances and differences that we may have had, in general called the Attention that the ABIF presents the requirement, not only for a difference that we had with respect to serious fault or fraud, but also with respect to the right to have to pay the frauds that are the object of the clients ”.
In this regard, the representative for the Ñuble and Biobio region explained that “when a client contracts a current account contract or RUT account with a bank, they have to pay and that payment implies that the bank is going to take responsibility for the funds that this person has deposited, and that the security measures that the bank adopts are adequate to give security to the transactions ”, adding also that“ we have seen in the last time that this does not happen ”
In the same sense, Harboe warned that “investment in cybersecurity by banks continues to be below the average of international banks and therefore, now they found nothing better than to create insurance; that is to say, the client has to take out insurance, at low cost, to cover possible fraud caused by a lack of investment by the banks, the best of businesses ”.
Finally, the congressman declared that “the banks have not understood anything at all and I deeply regret that this has happened. We are going to present a brief stating that this is unacceptable and I hope that the Minister of Economy has enough courage to be able to go to the constitutional court to defend the norm that was approved in Congress. But, it means that it is another branch of the bank. “
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