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The Association of Banks and Financial Institutions (ABIF) reported that they have approved more than 800 thousand credit relaxations to people and companies affected by the current situation.
The easing has been applied to consumer loans, mortgages, and for individuals and Small and Medium-sized Enterprises (SMEs).
The figure corresponds to 92% of the requests received by the industry during the last time, as a result of the emergency of Covid-19.
The president of the ABIF, José Manuel Mena, emphasized that the massive number of credit relaxations reflects “the intense work” of the banks to go in support of clients, thus reinforcing “the industry’s commitment to the country and its clients” .
Of the total of reprogramming and credit easings approved, 424 thousand correspond to consumption, 311 thousand to housing and 86 thousand to small and medium-sized companies (SMEs).
“I reiterate the banking commitment to our clients to ensure liquidity and that their loans are restructured under conditions that allow them financial relief. It, always preserving a healthy debt and within the framework of adequate risk management, which safeguards the stability of financial institutions and the legitimate interest of depositors and savers, “said Mena.
The president of the ABIF commented that they understand the exceptional nature of the current situation and that, therefore, it is time for all the actors to contribute “responsibly and with a long-term perspective” to mitigate the social and economic effects it has generated. the pandemic.
Finally, the bank indicated that it is working intensively on the implementation of “Covid-19” lines of credit with Fogape guarantee announced by the Ministry of Finance, whose objective is to provide working capital to companies with sales of up to 1,000,000 UF.
Likewise, the other actors involved are working on the dictation of the different regulations required for the Covid-19 lines, which will make this financing available to companies in a short time.
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