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Buying an internship is becoming an option increasingly used by pension applicants because more and more people of retirement age have periods of unemployment in their careers. PHOTO: Yordan Simeonov
Pensions increased by an average of BGN 28 in 2020.
The price of the purchase of a missing pension for early 2021 rises by 7.92 BGN and for each month of missing service, 128.70 BGN will have to be paid. The reason is that as of January 1, the minimum insurance income of the self-insured will be 650 BGN. The price of the internship that can be purchased is 19.8% of this amount.
One year of internship will cost
BGN 1544.40 and complete
5 years: BGN 7,722.
Buying an internship is becoming an option increasingly used by pension applicants because more and more people of retirement age have periods of unemployment in their careers. At the same time, the increase in seniority required for retirement continues to reach 40 years for both women and men.
62,754 are the new pensions for the first 9 months of 2020, which are about 20,000 more than in 2015, when the increase in retirement conditions began. Only half of the new retirees met both conditions, and one in three lacked sufficient seniority or age.
11,178 people enjoyed some exception to the retirement conditions. Of these, 7,213 were waiting to turn 66 years and 6 months due to lack of experience. 3,965 have retired early with a reduced pension.
Everyone has the right to get up to 5 years of retirement experience, even if it won’t come soon. An internship is considered a college education, but it also pays. Older people can make deals too. Payment is made by bank transfer, but a certificate must be issued by a branch of the National Social Security Institute for the transaction to be recognized. This time of service is not used to calculate the pension.
Graduates can only buy an internship for the period of study that is included in the curriculum, if they have not worked while studying and the women have not been a mother. They must also present a university degree.
People who have reached the retirement age for the third category can also purchase an internship. In 2021
women will retire
at 61 years and 8 months,
and the duration of the service must be 36 years.
Men need an age of 64 years 4 months and 39 years of experience.
During this year, pensions increased by an average of BGN 28.04, but more than 34 thousand did not receive an increase after the 6.7% indexation since July 1. Women continue to lag far behind men in terms of pensions.
For men it is BGN 491.75, while for women it is BGN 373.10. Men in the security sector receive an average pension of BGN 769.75, while women receive BGN 588.07. Men take an average of BGN 307 and women BGN 281.23 for disability pensions due to general illness.
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