Apple card now appears on Experian credit reports

Apple Card users are reporting that the credit card now appears in Experian’s credit file reports. The reporting of Apple card information was previously limited to the TransUnion credit bureau. (via Reddit).

Although it was not officially confirmed by Apple or Goldman Sachs, several Reddit users have mentioned adding the creditor to their Experian credit reports. Some users have not seen any changes to their credit reports, so the reports may still be unfolding.

Like any credit card, Apple Card credit reports can positively or negatively impact users’ credit scores based on how the card is used.

When the Apple Card was first released last August, no credit data was reported to any of the three United States credit bureaus, and it wasn’t until December that Goldman Sachs began reporting Apple card information. to TransUnion.

Although it appears that the Apple card information is now being reported to both TransUnion and Experian, it remains to be seen when credit reports to Equifax can begin.

To request an ‌Apple Card‌, simply open the Wallet app on an iPhone running iOS 12.4 or later, tap the plus button in the upper right corner and follow the on-screen steps. The process takes only a few minutes, and if approved, a digital Apple Card will be ready to buy right away. A titanium-based physical Apple card is also available for use at retail stores that do not accept contactless payments.

Key features of the Apple card include color-coded expense summaries in the Wallet app, with no charges beyond any applicable interest and up to three percent cash back on purchases paid daily.