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Wednesday, November 18, 2020 16:18 PM (GMT + 7)
Many banks are offering a series of cars with less than 9 seats, which are 5-15% cheaper than the used car market, especially some banks offer a 40% lower sale to recover bad debts from customers.
One of the banks that is selling many of the older cars today is VIB, which has a list of more than 30 cars under 9 seats to liquidate, including many different makes from Kia, Honda, Hyundai, Mazda, Chevrolet. to Mercedes Benz.
Many cars that are scrapped in this bank are still very new and of great value like the Peugeot 3008 2018; 2019 Hyundai Santafe; Toyota Camry 2017; o 2017 Mercedes Benz C300 … according to research, these models are priced at around VND 1 billion on the used car market. However, the settlement price offered by this bank is 5 to 15% lower. Therefore, many of the bank’s liquidated cars have attracted the attention of hundreds or thousands of people.
VIB Bank has a list of more than 30 cars with less than 9 seats that need to be liquidated
For example, the 2017 Mercedes Ben C300 in the used car market is priced at about VND 1.5 billion, while the bank offers to sell this car with a starting price of 1.2 billion; The used 2017 Toyota Camry has a market price of 850-900 million, but the bank sells for only 820 million VND …
Besides luxury cars, new with starting prices of 800 million to 1.2 billion, the bank also has a series of cars of less than 9 seats with cheap prices of 100 million dong or more. For example, the 2016 Chevrolet Spark Van sold for 145 million; Mitsubishi Attrage 2017, with a price of 235 million; The 2018 Mitsubishi Attrage is priced at 290 million; Chevrolet Cruze 2017, priced at 320 million; 2019 Honda City has a starting price of just 485 million …
Strongly reduce the price of the most liquidated used car currently belongs to the BIDV bank. Accordingly, in the recent announcement, the Ha Tay BIDV branch has auctioned 3 collateral assets (including the black Toyota Camry LE, manufactured in 2007, the black Toyota Camry 3.5Q, manufactured in 2009; and Toyota Hilux pickup trucks, manufactured in 2015). The initial price offered by BIDV for this batch of assets is only 1,001 billion dong, much cheaper than the market price for used cars.
Consequently, the 2017 Toyota Camry LE is still on sale for more than 440 million VND. The price of the 2009 Toyota Camry 3.5Q is being offered by many people at around 570 million. With the 2015 Toyota Hilux pickup, the current market price ranges from 420 to 450 million dong.
Therefore, the total market price of the 3 cars that BIDV offers for sale is approximately 1.43 – 1.46 billion dong, 40% more than the starting price offered by this bank.
Vietcombank recently announced the sale of the 2016 Toyota Land Cruiser Prado cars with starting prices of VND 1.384 billion. Meanwhile, old cars of the same life are sold in the market with prices ranging from 1.685 million to 1.75 billion. Equivalently, the price offered by the bank is also 300 to 366 million dong cheaper than the used car in today’s market.
Banks have been selling cars off massively at cheap prices, putting the used car market under pressure to cut prices to win back customers. However, according to those who know the buying and selling of used cars, the biggest limitation of buying liquidated cars from banks is that there is no after-sales regime compared to buying from service workshops.
In case the vehicle has a mechanical error after the transaction, the bank cannot handle it for the buyer. Therefore, those who want to buy a liquidated car directly from the bank should have enough experience in assessing the condition of the car, checking and comparing the prices of cars in the market.
Source: http: //danviet.vn/ngan-hang-lai-thanh-ly-o-to-re-hon-thi-truong-toi-hon-40-502020181116191675.ht …
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