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1. For employees who work under employment contracts with an indefinite duration, employment contracts with a term of 3 full months or more; business managers, non-public non-business units, and cooperative managers and executives who receive salaries; officials and public servants:
– The premium rate is equal to 4.5% of the employee’s monthly salary.
– Employees who are absent due to illness for 14 days or more per month pursuant to social security law are not required to pay for health insurance, but still enjoy health insurance benefits. ;
– When the employee is detained, temporarily detained or suspended from work to investigate and consider the conclusion of a violation or not, the monthly payment rate is equal to 4.5% of the 50% rate. monthly salary of employees. In case the competent authority concludes that there is no violation of the law, the employee must retrospectively pay the health insurance premiums on the back wages.
Note: In case the above person has one or more indefinite employment contracts or an employment contract with a duration of 3 full months or more, they will have to pay the health insurance under the employment contract with the highest salary.
2. For people who are entitled to the monthly pension or allowance for loss of work capacity: the premium rate is equal to 4.5% of the pension or allowance for loss of work capacity.
3. For workers on leave of absence to enjoy the maternity regime when giving birth or adopting a child: the premium is equal to 4.5% of the worker’s monthly salary before maternity leave.
4. For people receiving unemployment benefits: The premium rate is equal to 4.5% of the unemployment benefit.
5. In the case of home health insurance
The health insurance premiums are as follows:
– The first person pays 4.5% of the base salary.
– The second, third and fourth person pay 70%, 60% and 50% of the premium of the first person respectively;
– From the fifth person you will pay 40% of the premium of the first person.
The deduction of the health insurance premium in this case is made when the members of the health insurance family join in the fiscal year.
People perform medical examinations and treatment procedures under medical insurance.
Note: For those who are subsidized by the state budget, the premium rate deduction does not apply as prescribed above.
6. For other subjects: The premium rate is equal to 4.5% of the base salary.
General note:
– The subjects participating in the medical insurance are specified in article 1, article 2, article 3, article 4, article 5 and article 6 of Decree 146/2018 / ND-CP.
– In the event that the insured is a relative of the National Defense officer or Army employee, the relative of the police worker who serves in the Popular Public Force, the employee’s relative. For other jobs in the encryption organization and owned by many different health insurance beneficiaries, health insurance will be paid in the following order: by the employee and the employer; paid by the social security agency; paid for by the state budget; paid by the employer.
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