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Monday 23/11/2020 19:53 PM (GMT + 7)
Having borrowed from many places to buy the first land in Hanoi, until now, after almost 5 years, Hung’s (Nam Dinh) family owns a block of billions of assets in hand by investing in land.
Mr. Hung is a salesman and his wife is an accountant in the same company. After years of staying in tight spaces, in early 2015, when they had two children, they decided to buy a small piece of land in the capital to “settle down and get rid.” The father, born in 1982 in Nam Dinh, said that the initial accumulated amount was not much, so the family actively sought suburban areas to buy land.
Mr. Hung said that before going to any area, he would often visit real estate websites to conduct surveys first, to avoid getting a “price tag” from the storks. Along with that, they also traveled many times to the areas they intend to buy and surveyed through many brokers to find the land with the location that meets the criteria set by the family.
Mr. Hung shared that the family-bought apartment project is gradually being completed.
After almost a month with many travel times, he has finally finally secured a 42 m2 piece of land in a 2 m wide alley in Yen Nghia – Ha Dong at the price of VND 9.6 million / m2. Mr. Hung shared that by buying this land, they only have the accumulated amount of 80 million dong after many years of work, the grandparents on both sides will hold another 90 million. After making a deposit of 20 million dong to buy the land, they entered for two weeks borrowing from family and friends to pay the seller.
Completing the paperwork to buy land, they immediately consider temporarily storing a grade 4 home to stay and finish the family stay. Nam Dinh’s father said that because he had just accumulated money to buy land, the construction of the house was done with maximum savings. Consequently, all the construction work was done by the grandfather and grandfather, the family only had to hire 2 more workers in the field to work.
After more than 1 month of construction, they also moved into a new house with a total construction and finishing cost of VND 80 million.
By moving to a new home, her work was also more favorable. Mr. Hung regularly receives more jobs and increases his income to VND 25-30 million / month. Thanks to this, in the last months of the year they have saved more than 100 million dong to pay off the debts of their relatives. In 2016, he paid off all his debt and left a little more to save.
Thanks to the suitable job, stable income and corporate blood, in late 2017, decided to contribute 500 million VND to his family’s savings to buy a plot of 90m2 in the new urban area of the city of Nam Dinh. . The father, born in 1982, said that he did not expect this investment to help him pick sweet fruits because after more than 3 years of investment, the land he bought earlier is being paid by a broker in the area for 1.7 billion VND. .
After years of living in a temporary house on the land purchased in 2015, in early 2019, he decided to pay 30% of the money to buy a 90-square-meter 3-bedroom apartment for 2.2 billion VND in Ha Dong. .
Mr. Hung shared that he not only enjoyed the fruit of the mission to embrace the money to invest in land in the province, but even the land he currently lives on has increased in price many times over 5 years ago. Consequently, the price of the land around his house is trading at a price of 23-25 million dong / m2. So you are not too financially concerned to pay the money to get a new home in the second half of 2021 here.
Besides the large assets of 2 plots of land and the apartment to be delivered, you also help your parents in the hometown to renovate the house with a budget of more than 300 million dong in 2018.
By sharing his story, Hung said he wanted to spread the enthusiasm and willingness to dare to think and dare to help the most determined young people to have a home for themselves in the shortest time possible. Through his “investment” missions, he also wants to remind young people that when you have accumulated a sufficient amount of money, if you do not decide to borrow to buy a house right away, you must have a proper investment direction. to benefit from that money because leaving money idle in one place easily generates unnecessary expenses.
Source: http: //danviet.vn/8x-nam-dinh-tro-thanh-ty-phu-nho-dau-tu-vao-dat-nen-o-que-502020231119541559.h …
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