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There have been major developments in interest rates on bank home loans since May. While a large number of banks lowered interest rates on home loans, some announced additional opportunities that they offered in the new process with additional campaigns. We have discussed in our news if these mortgage lines of credit provided by banks will be applied as a structuring loan.
Tuesday 05 May 2020 20:14
In addition to the use of mortgage loans, citizens also have lawsuits to structure mortgage loans.
Like Emlak365.com, we frequently put these citizen demands on the agenda. In this news, we evaluate a new mortgage loan campaign announced on the new day and its impact on the structuring loan. Here are the home loan setup details from the first days of May.
CONFIGURATION OF RESIDENTIAL CREDITS: NEW HOPE FOR 0.79 NEWS
In the first days of May, some banks announced their announcements and interest rate discounts on their mortgage loans, which increased in April.
However, the most important events in this process come from one of Turkey’s Finans Bank involvement. Turkey Finans Bank Participation to provide more housing finance at the above rate of 0.69 percent dividend drew attention to the sale of real estate bank loan.
In the new campaign announced by the bank, it was announced that financial support will be provided for second-hand home purchases with a profit participation rate of 0.79 percent. The campaign has been announced to public employees at this time. However, this proportion offered for the purchase of second-hand homes was a hope to structure the financing.
WHEN DOES THE CONFIGURATION CREDIT COME?
Turkey Finance A large number of private banks to finance housing loans outside the Bank made a significant drop in rates.
After the loan interest discounts provided by banks, the rates currently applied are for the purchase of second-hand homes; They are at the 0.79 percent, 0:86 percent, 0.88 percent, 0.89 percent, and 0.90 percent levels. At state banks, home loan rates are 0.79 percent for zero purchases and 0.94 percent for second-hand purchases.
After all these developments
New campaigns are expected to be announced for clients who have used high-interest home loans. Especially, some banks can take responsibility for this issue and provide credit structuring among the items on the agenda. Lawsuits in this area may allow banks to take action. In evaluations of the configuration loan, it is expected that an announcement will be received in this field after the credit density in the banks has decreased.
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