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The interest rates on the loans, which started to rise due to the virus outbreak in Korana, changed their direction towards a decrease with the measures taken.
SECOND MORE MANUAL HOUSING CREDIT AT THE MOST APPROPRIATE INTEREST RATE
Due to fluctuating markets due to the Corana virus epidemic, interest rates on home loans rose rapidly, and many banks were above the 1 percent level, which is accepted as the psychological threshold.
Later, with the intervention of the bank reasons carried out by the BRSA, it was announced that banks that did not use enough loans would be fined at least 500 thousand liras, and the interest rates on housing loans decreased rapidly with the movement of the interest rate of 100 basis points made by the Central Bank.
With the news that the new discount will arrive today, 0.88 percent of the second-hand home loan package began to apply.
ALBARAKA TÜRK PARTICIPATION BANK HOUSING FINANCING BENEFIT SHARING FALLING RATE
Albaraka Türk Participation Bank, one of the participation banks, has increased its profit participation rate to 0.88 percent in the 60-month housing finance package with its update.
Those who want to use 120-month housing finance were offered the option of a 0.90 percent profit share.
WHICH BANK IS THE BEST APPROPRIATE HOUSE CREDIT?
Ziraat Bank currently applies the most suitable home loan interest rate as 0.49 percent. However, this proportion is only used for beneficiaries who bought a house from the TOKİ social housing project.
Banks engaged in the sale of real estate Turkey Finans Participation Bank is supporting the financing of housing with a dividend rate of 0.69 percent of its clients in this area of properties.
For those who want to buy a new home, Ziraat Bank, Halkbank and Vakıfbank provide support for home loans with an interest rate of 0.79 percent.
The 120-month term second-hand home loan package, ING Bank and Yapi Kredi Bank interest rate 0.89 home loan, Turkey Finance and Kuveyt Turk Participation Bank also provides mortgage support with 0 percentage dividend rate, 89.
WILL THE HOUSING CREDIT CONTINUE TO LOWER THE INTEREST RATES?
In the process, the direction of interest rates will be determined by the course of the dollar exchange rate, economic developments and the reactions of banks to the intervention of the ratio.
However, economists are currently evaluating that we are in an appropriate period for home buying at these interest rates due to low interest rates on home loans and low house prices.
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