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ATMs are among the tools most used by CONSUMERS in terms of financial transactions. Although activity on banks’ digital channels has increased due to the pandemic, ATMs remain the first point of physical preference for most citizens in banking transactions.
HIGH PRICE
However, ATMs also incur a cost for banks. While most of this cost is the amount of the initial investment and rent, the following license, software, maintenance, cleaning and energy expenses also have an important place. According to the information obtained from the sources of the sector, a large project is being carried out that will result in cost savings. Consequently, all the ATMs of the public banks will be gathered in a single point.
1 BILLION SAVINGS
Different ATMs belonging to Ziraat Bank, Halkbank, Vakıfbank, Vakıf Katılım, Ziraat Katılım, PTTBank and Emlakbank will now serve in one device. Bank ATMs used their own designs before, but with the new project, there is a common design in ATMs. Banks will sign a protocol this month for the project, which is estimated to provide annual savings of one billion lira. In this direction, 15 thousand points will be placed throughout Turkey in the first stage of joint ATMs.
THREE BANKS EQUAL SHAREHOLDERS
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The SHORT AND FULL name is’ Behind the Turkey ATM Center is compound financial technology and payment systems. The company was registered with the Istanbul Chamber of Commerce in 1995. The registered capital of the company, which was established as a subsidiary of Ziraat Bank, is TL 145 million. The title of the company, which has a single partner structure, was changed with the new partnership structure. According to company records, Ziraat Bank, Turkey Foundations Bank and Halk Bank in the case of an equal 33.33 percent stake.
NO COMMISSION AND COST WILL BE CHARGED
Public banks had stopped receiving fees for the use of their ATMs in the scope of their previous collaborations. Within the scope of this project, the number of banks participating in this cooperation has been increased, while at the same time commissions and transaction fees have been eliminated from all transactions. Transactions made by consumers at shared ATMs will be free.
