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The Banking Regulation and Supervision Agency (BRSA) announced that the application of a value date of 1 business day for purchases of gold and currencies has been eliminated.
In the statement made by BRSA, it was announced that the request related to the transfer of foreign currency to the interested party’s account and / or opening / physical delivery with a value of one business day in the daily purchase of $ 100,000 was eliminated. or more by real people.
According to the BRSA statement, it also decided to abolish the practice of transferring gold to the relevant person’s account and / or making it available for use with a value date of one business day in the daily purchase of 100 grams or more of gold. by natural and legal persons.
SOME APPLICATIONS EXTENDED THE TIME
On the other hand, the BRSA decided to continue with the measures implemented to facilitate the financing conditions of the citizen and the real sector due to the coronavirus (Covid-19). The validity date of applications has been extended from December 31, 2020 to June 30, 2021.
By allowing flexibility in loan payment delays through June 30, 2021, you will continue to wait 180 days instead of 90 days before transferring late loans to tracking accounts.
The practice of defining a grace period by not demanding accounts receivable from banks, including the minimum amount, during the period during which they postpone their card debts, will continue until June 30, 2021.
The repayment terms of restructured loans will continue to be relaxed. Similar to the 90-day to 180-day delay period, the requirement to classify loans in the Third Group for loans whose principal and / or interest payments are more than thirty days late within a one-year follow-up period or are subject to a further restructuring within this period will not apply until June 30, 2021.
The regulations cover auto, home and consumer loans and all types of business loans, as well as consumer loans.
On the other hand, as of 12/31/2020, certain regulations will be terminated, in order to analyze the panorama of the financial structure of the banking sector in a more transparent way and manage possible risks more effectively.
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