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Please check the open terms before signing up for a GSB 50,000 baht loan that meets the loan criteria. It is not necessary to be guaranteed in the project. Funds to strengthen the foundation
On November 7, journalists reported that the Government Savings Bank opened up to the public to apply for loans to improve foundations. Through the MyMo Mobile Banking application channel of the Government Savings Bank as of today The maximum loan amount is 50,000 baht per person, with an interest rate of 0.35 percent per month (fixed rate).
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It is also free of principal and interest payments. Or you do not have to pay fees in the first 6 months. Previously, the Government Savings Bank has opened the registry for such loans through the website of the Government Savings Bank. But since there are many people applying for a loan, the total amount is 10 billion baht, GSB has delayed opening the registry first. To check the qualifications of loan applicants But after consideration, it was discovered that several clients were not approved for credit. Causing the bank to have funds remaining Therefore, Government Savings opens the registry for the public to notify their desire to reapply for loans.
Mr Withai Rattanakorn, Director of the Government Savings Bank, said that foundation empowerment loans are loans that use the bank’s money to lend to the people themselves, so the credit approval should be analyzed as it is the status of the debtor. Of course, there are still a good number of loan applicants who have analyzed their status and have not obtained credit approval.
Mr. Vitai went on to say that due to both breaches of Bank regulations. And it did not pass the credit bureaus This means that borrowers are at high risk. That you can have a lot of credit card debt AND less salary May not be approved. It is an improvement in the terms of loans to pay those with regular income. To cover all professionals By allocating a total amount of 10 billion baht out of the remaining amount of 18 billion baht
Due to the loan conditions Open to people with regular income Self-employed AND traders to live, invest or circulate in business People with regular income, aged 20 and over AND by combining the borrower’s age and repayment period, the loan must not exceed 60 years.
Small entrepreneur Self-employed who have reached the age of 20 When combining the age of the borrower and the repayment period of the loan, it should not exceed 70 years. Unemployed OR government savings bank Not a person who receives regular income from government agencies – state enterprises
Maximum loan amount not to exceed 50,000 baht Repayment period. Up to 3 years, interest rate of 0.35% per month, no guarantee required. Free of principal and interest payments for the first 6 months
Conditions open before registering for a 50,000 baht loan
How to apply for an energy loan from the foundation Register online through the website of the Government Savings Bank. And follow the steps described Preparing the required documents as follows
1. For small businessmen Copy of identity card and house registration Certificate of change of surname (if any) of the borrower and his spouse State documents such as a copy of the marriage certificate (if applicable), copy of the Cash Register Government Savings / Basic Savings Account. Latest monthly income documents such as income and expense accounts Estimate income, etc. Do not mark the business.
2. For people with regular income Copy of identity card and house registration Certificate of change of surname (if any) of the borrower and his spouse State documents such as a copy of the marriage certificate (if applicable), copy of the Government Savings Bank / Basic Savings Bank Account. Income documents such as pay stubs / proof of last month’s salary, bank statements for the last month
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