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Not disappointed, the Treasury organizes a great set of New Year’s gifts for people. Operators on the page
Mr. Archom Termpittayaphaisit, Minister of Finance, revealed that government agencies and state enterprises under the Ministry of Finance. And related agencies It has prepared New Year’s gifts for 2021 for the general public, entrepreneurs and clients of specialized financial institutions. With details as follows
1. Government Savings Bank New Years Gift Project
1) Give 500 baht to clients with a good debt repayment history for at least 3 years, no history of debt restructuring or who owe bad loans with the project period of December 2020 to January 2021.
2) Add 20 special prizes from the GSB “Celebrating the New Year 2021” digital lottery, totaling 1 million baht per prize, for a total of 20 million baht for the drawing from January to February 2021.
2. New Year’s Donations Project of the Bank of Agriculture and Agricultural Cooperatives
1) Paydee Me Back Project For credit debt classified as normal By transferring the interest on the loan to the deposit account to (1) farmers and individual customers at a rate of 20% of the actual interest paid not to exceed 5,000 baht per individual and (2) individual clients, agricultural groups, cooperatives, legal entities, community and village funds. city At a rate of 10% of the actual interest paid, not to exceed 50,000 baht per person
2) Debt reduction program For bad loans, debt or interest accumulated for 15 months by repaying interest to (1) farmers and individual clients at a rate of 20% of the actual interest paid and (2) individual clients, agricultural groups , cooperatives, legal entities, community and village funds. city At the rate of 10% of the real interest paid. Project duration from December 1, 2020 to March 31, 2021
3. Government Housing Bank (GHB) New Years Grant Project
1) Group 1 is entitled to a New Year’s gift. An amount of 1,000 baht for those who have a loan of up to 1 million baht, have a good payment history for 48 months and make installment payments through the GHB ALL app in September – December 2020.
2) Group 2 received the New Year’s gift right. The amount of 500 baht does not exceed 100,000 for customers who are not eligible for group 1 who have applied for the GHB ALL application and linked the deposit account in August – September 2020 and pay the fee via GHB Application ALL for September – December 2020.
The Bank will transfer money from December 8, 2020 to January 4, 2021.
4. Thailand Small and Medium Enterprise Development Bank (SME) New Year’s Gift Project
1) Improve the liquidity of Thai SMEs by reducing initial fees according to Bank criteria for 3 credit projects, including (1) Local Economy Loan Program (2) SME Smart Loan Program and (3) SMEs D Happy liquidity loan project for SME entrepreneurs applying for loans from January 1, 2021 to February 28, 2021.
2) Project Paydee Me Replen for existing clients who have term loans and have a good repayment history until December 31, 2020, the Bank will add funds to add additional liquidity up to the original credit limit, when combined with the limit of existing credit, should not exceed the maximum amount of 15 million baht.
5. Thai Credit Guarantee Corporation New Years Gift Program
1) Assists in allocating installments For compensation insurance receivable, requesting approval for reconciliation for the first time The interest rate is 4% paying more than 20% of the monthly interest payment from 1st to 2nd year and from 3rd to 5th year more than 50% of the monthly interest.
2) lower interest rates For potential offset insurance receivables At 0% interest rate, with an installment payment of not less than 50% of the normal premium (within 5 years)
3) Help reduce installment payments For insurance compensation claims before and after filing The interest rate is 7.5% paying more than 20% monthly interest in the 1st – 2nd year and 50% monthly interest .
The duration of the project is from January 1, 2021 to December 31, 2021.
6. Export-Import Bank of Thailand New Years Gift Project
1) Credit for entrepreneurs starting export businesses Able to apply for a loan at an interest rate of 2% per year for 3 months with a maximum credit limit of 1 million baht per person. And for SMEs, entrepreneurs can borrow at the lowest interest rate of 4 percent per year for the first year, a maximum credit limit of 8 million baht per person.
2) Export Guarantee The first 100 new insurers will receive a free buyer data analysis fee. Buyer bank AND 1 buyer of the product and by the same insured You will receive a discount on the data analysis fee of the buyer Buyer bank AND 2 remaining buyers at 50%. The duration of the project from December 1, 2020 to February 28, 2021.
7. Islamic Bank of Thailand (Bank of Thailand) New Years Gift Program for clients applying for personal consumer loans You will receive free legal contract fees and collateral appraisal fees AND for general clients, the Bank will grant a margin of special benefit during January 2021 with the project implementation period from December 15, 2020 to January 31, 2021.
8. For each half of Phase 2 of the project, the government will pay 50 percent of the cost of food, beverages and general merchandise, but no more than 150 baht per person per day, the same as for half of the projects. With each half of the project, this second phase is divided into 2 user groups as follows:
1) Each half of the original licensee, no more than 10 million people, will receive an additional 500 baht of government support on January 1, 2021, which, when combined with the existing 3,000 baht entitlement amount, equals a Total amount of 3,500 baht, can be used until March 31, 2021.
2) No more than 5 million new registrants will receive a state support limit of 3,500 baht per person for expenses from January 1 to March 31, 2021.
9. The project to increase the purchasing power of people with the state welfare card Phase 2 The government provides funds for the purchase of essential consumer products in low-cost blue flag stores, to develop the local economy for those who they have the state welfare card in the amount of 500 baht per Persons per month for a period of 3 months from January to March 2021.
10. Expansion of the tax measure to support the organization of domestic seminars for companies or legal societies to deduct expenses that have been paid for the seminar room, room, transportation or other expenses related to domestic seminars in the company. Or a legal partnership entered into for employees OR expenses paid to operators of tourism businesses under the law on tourism businesses and tour guides For training seminars in the country From January 1 to September 30, 2021 is double the amount actually paid.
11. New Year’s group insurance policy project 10 baht, New Normal Plus from the Office of Insurance Promotion and Commission (OIC), OIC, in collaboration with the insurance business Prepare a New Year’s insurance policy for 10 baht New Normal Plus. Which provides coverage for accidents and COVID-19 at the same time The coverage period is 30 days, the premium rate is 10 baht / person (employers can buy to provide protection to employees AND their customers AND for the public in they can usually meet in groups of 10 or more) to cover death. Organ loss OR total permanent disability of up to 100,000 baht and coverage for COVID-19 disease with a “meet-pay-terminate” rate of 3,000 baht. From December 1, 2020 to January 31, 2021
12. Steps to Help Lighten the Financial Burden To be a New Years gift the Education Loan Fund has steps to help ease the financial burden. To be a New Years gift for borrowers, student loan funds. Effective January 1 through June 30, 2021 as follows: (1) 100% penalty for all groups of borrowers who settle their accounts (2) 80% penalty reduction measures for borrowers from previous groups. File a lawsuit that comes to pay all outstanding debts to have a normal state. (Unexpired) (3) measures to reduce the penalty rate from the original 7.5 percent per year to 0.5 percent per year for borrowers who have not been processed and cannot repay the debt as scheduled; and (4) Increase the capital reduction rate from 3% to 5% in case of canceling the account all at once. In the case of a borrower who has never defaulted on the debt to repay the Student Loan Fund
13. Securities and Exchange Commission New Years Gift Project Create a Start to Grow microsite (www.sec.or.th/starttogrow) to be a source of information and knowledge needed to raise funds for entrepreneurs, small and Medium-Sized Enterprises (SMEs), New Entrepreneurs (Start-Up) and Interested Public This includes how to explore availability and the right financing style for your business. Procedures and channels for contacting all relevant fundraising agencies. Knowledge activities AND a free consultation channel through fundraising clinics activating the microsite as of December 16, 2020.
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