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Government Savings Bank joins Tourism Council of Thailand Joining forces to help SMEs in tourism sector Loans, excluding income, amount to 3 billion baht
Mr. Vitai Rattanakorn, Director of the Government Savings Bank Disclosed in the event that entrepreneurial SMEs in the tourism sector encounter liquidity problems due to lack of income. But he still cannot access sources of funds to maintain the business. Due to the limitation of the credit process, the conditions require analysis of income and consideration of the burden of the borrower, etc. Therefore, in order to unlock it for entrepreneurs. Especially SMEs, the tourism sector has been severely affected, the Government Savings Bank, therefore, in collaboration with the Tourism Council of Thailand. To accelerate to help Allocating a budget of 3 billion baht under the project “SMEs with Money” for operators of tourism companies. The land can be used as collateral for the borrower with relief conditions, that is, the bank does not consider the burden of the borrowers and does not analyze the income. With a loan of up to 70% of the appraised value of the government land Provides a maximum loan limit of 10 million baht for individuals and 50 million baht for legal entities. At a loan rate of 5.99% per annum, the borrower can redeem the land when it is ready within 3 years, which has encouraged the Government Savings Bank to lend with relief conditions. It is believed to help tour operators suffering from the effects of the COVID-19 outbreak. To receive a loan to further support the business
Mr. Chairat Trirattanacharatporn The president of the Tourism Industry Council of Thailand or TAT said that since the crisis of the COVID-19 epidemic that has an impact on the tourism sector stagnating. Causing major problems for the tourism business It is estimated that the tourism business is likely to close more than 30 percent of all tourism businesses in Thailand. What is a worrying situation? Some tour operators have started to announce the sale of their business, however, businessmen expect the tourism situation in the fourth quarter to improve somewhat due to the recent tourist season. Function Although it still cannot make up for the missing revenue But this is expected to help companies survive until the situation returns to normal.
“For this cooperation with the Government Savings Bank It is an effort to help entrepreneurs to have capital to increase liquidity when doing business in order to advance without closing the business. The land can be used as collateral for loan conditions in the project “Loan SMEs with Money”, from the amount of 3,000 million baht allocated for entrepreneurs affiliated to CAT in a special case, ”added Mr. Chairat.
CAT members who wish to apply for a loan for the “SMEs with money” project can contact the Tourism Council of Thailand. And at all branches of Government Savings Banks nationwide Or register to notify www.gsb.or.th From now on For more information, contact the GSB SMEs Call Center at Tel. 0-2299- 8899.
