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The Government Housing Bank (GHB) has expanded 6 large packages to help debtors affected by the Covid-19 outbreak. Extremely heavy, with a 1-year main suspension, reduced interest rates In addition to carrying debtors who are medical and public health personnel. The 6 measures can help clients up to 221,912 accounts with a loan amount of 232,307 million baht. What are the details? And who has rights? What measures are already complete? Sanook Money It will take update
Action 1: no limit to limit
- With a 3-month principal suspension, pay only monthly interest – for those with a normal account statement Total loan amount does not exceed 3 million baht / collateral
- Register between March 27 and June 30 63
Action 2 (no limit to limit)
- 1-year principal repayment break, pay monthly interest only AND extend the loan period up to 10 years – for customers with normal account status and NPL status with no credit limit When principal repayment period is complete Able to notify the extension of the payment period for a maximum of 10 years.
- Register between March 27 and April 30, 63
The third measure, the total budget limit, and the fourth measure of 50 billion baht (already at the full limit)
- With a 6-month principal suspension while continuing to reduce interest to 3.90%, pay only monthly interest
- For customers with normal account status and NPL status with no credit limit Evidence must be submitted through GHB ALL, reflecting that Covid-19 Resulting in reduced income
- Register between March 27 and April 30, 63
Action 4 (Extend the limit of 10 billion baht)
- Interest reduction to 3.90% per year, pay only monthly interest for 6 months
- For customers using the default interest rate OR being in legal status with no credit limit You must have paid at least 1 installment in the last 6 months.
- Registration between April 1 and 30, 63
Action 5 (No limit to limit)
- Pay principal and interest for 4 months, and the bank will increase accommodation interest to clients at the end of the contractual contract period.
- For clients with a loan amount not exceeding 3 million baht, monthly income of not more than 35,000 baht, with normal account status AND default interest account status or legal status
- Registration between April 13 and 30, 63
Action 6: (10 billion baht budget limit)
- 4 months of principal repayment together with an interest reduction of 1.00% per year for “medical and public health personnel”
- Covering clients who are doctors, nurses, medical technicians, radiologists and pharmacists.
- Registration between April 13 and 30, 63
To register to join the measures of the Or Sor.
- Sign up through the GHB ALL app.
- Register through the website www.ghbank.co.th
- Register through GHBANK LINE
