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GSB is open for registration to apply for a loan to strengthen the base for 50,000 baht, no collateral is required for the second round via the MyMo app as of today. With simpler fit criteria
The reporter reported that the Government Savings Bank has opened to the public to request a loan to strengthen the foundation. Through the MyMo mobile banking application of the Government Savings Bank as of today. The maximum loan amount is 50,000 baht per person, with an interest rate of 0.35% per month (fixed rate). The loan payment term does not exceed 3 years. No need to use personal loan securities or collateral. It is also free of principal and interest payments. Or you don’t have to pay in installments in the first 6 months
Previously, the Government Savings Bank has opened the registry of said loan. Via the website of the Government Savings Bank But since there are many people who apply for a loan, the total amount is 10 billion baht, GSB has delayed opening the register first. To check the qualifications of loan applicants But after consideration, it was found that several clients were not approved for credit. Causing the bank to have funds remaining Therefore, Government Savings opened the registry for the public to apply for a loan again.
Mr. Vithai Rattanakorn, Director of the Government Savings Bank, said that the foundation is a loan that uses the bank’s money to lend it to the public itself, so the approval of the credit must be analyzed. What is the debtor state like? Of course, there are still a good number of loan applicants. Who analyzed the status and did not approve the credit That caused Both of them fail to comply with Bank regulations And did not pass credit bureaus This means that borrowers are at high risk. That you may have a lot of credit card debt AND less salary May not be approved
However, at present, the Government Savings Bank is in the process of adjusting the rules for granting loans for the empowerment of foundations. For easier credit approval By facilitating approval conditions for some criteria But still considering the credit bureau At present, the bank has approved more than 1 million baht in such loans, but not as many loans as emergency loans. That the bank will speed up loan approval to help people start first
For emergency loans In the Government Savings Bank, the self-employed can apply for loans of up to 10,000 baht, a total credit limit of 20,000 million baht, an interest rate of 0.10% per month, the bank has approved 1, 6 million loans and the rest of the bank is in the process of expediting the approval of loans to the public. They are While the Bank of Agriculture and Agricultural Cooperatives (BAAC) said that the bank has recently approved 700,000 emergency loans.
However, the basis is an improvement in the terms of loans to pay those with regular income. To cover all professionals By allocating a total amount of 10 billion baht out of the remaining amount of 18 billion baht
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