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Come and look! Who meets the conditions of the state bank? Continue paying off the loan – interest
On October 22, the director of GSB, Vithai Rattanakorn, said that the moratorium on the Government Savings Bank, which will run until December 31, 2020, for both SMEs and small businesses. There are approximately 3 million account settlements, comprising 40,000 SMEs, with a credit value of 70,000 million baht. In the moratorium, the bank classifies debtors as high, medium and low risk, focusing first on high-risk groups, and the attention method takes into account the conditions on a case-by-case basis. By initially extending the moratorium and reducing the interest rate in 6 months, while the very high risk group can expand further. In terms of improving liquidity through emergency credit measures, 10,000 baht / person, 1.5 million people are currently in operation and basic empowerment loans 50,000 baht / person are on the way, both measures will continue until the end This year On the commercial side, GSB lends loans on favorable terms to commercial banks to use as credit for the tourism sector.
Mr. Chatchai Sirilai, Managing Director of the Government Housing Bank, said that in the past the Bank has issued 10 measures to help debtors. There are 6.8 hundred thousand accounts receivable, total outstanding credit of 5.7 billion baht, which measures will continue. Until the end of January – April 2021, there are now customers who have renewed the 600 billion baht measure and left customers with another 2.4 billion baht who have not yet reported their intention to renew the measure. The Bank will continue to contact these clients. The Bank is preparing to restructure the debt of clients who do not have the ability to pay their debts once the measure is completed. The interest will be reduced to 1.99-3.99% The client portfolio that is in the measure of suspension of the Bank’s debt. It is made up of clients with good debt or low risk with a proportion of 67%, the moderate group of 27% and the fragile group of 4.9%.
Surachai Ratsamee, acting manager of the Bank of Agriculture and Agricultural Cooperatives (BAAC), said the bank has suspended principal and interest payments for a one-year period granted to bank debtors. BAAC because it is an unstable income farmer OR some get income once a year from harvesting 3.25 million products already carried out, outstanding credit line exceeds 1 trillion baht, bank is preparing to send staff to visit the area to further verify the debt repayment capacity of clients. If it finds clients who have not yet been able to pay the debt The bank will continue to restructure the debt and replenish money to increase the liquidity of the clients.
Ms. Nart Naree Rattapat Member and Secretary The Small and Medium Business Development Bank of Thailand said the group that received a moratorium under the Royal Ordinance was around 40 thousand, the September limit was 6.1 billion baht. The country, made up of more than 20,000 payment groups The debt restructuring group will remain on hold on the principal. Pay only interest for another 6 months, you have already operated 1 ten thousand stores with a total of 2.7 billion baht.
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