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Check out !! Treasury – State Bank Awards 13 New Years Gifts
On December 23, the reporter reported that Mr. Arkom Termpitthayaphaisit Minister of Finance Interviewed on December 22 that government agencies and state enterprises under the Ministry of Finance and related agencies He has prepared New Year’s gifts for 2021 for the general public, entrepreneurs and clients of specialized financial institutions. With details as follows
1. The Government Savings Bank New Year’s Gift Project awards 500 baht to clients with a good record of paying debts for at least 3 years, no history of debt restructuring or owed to NPL, with the project period December 2020 to January 2021.
Added a special GSB Digital Lottery “Celebrating New Year 2021” prize, for a total of 20 prizes, 1 million baht per prize, for a total of 20 million baht for the prize draw in January – February 2021 .
2. New Year’s gift project of the Bank of Agriculture and Agricultural Cooperatives (BAAC), which is the reimbursement project. For credit debt classified as normal When transferring the loan interest to the deposit account to (1) individual farmers and clients at a rate of 20% of the actual interest paid not to exceed 5,000 baht per individual and (2) individual clients, agricultural groups, cooperatives, legal entities, community and village funds. city At a rate of 10% of the actual interest paid, not to exceed 50,000 baht per person
Debt reduction program For bad loans, debt or interest accumulated for 15 months by repaying interest to (1) farmers and individual clients at a rate of 20% of the real interest paid and (2) individual clients, agricultural groups, cooperatives , legal persons, community and village funds. city At the rate of 10 percent of the real interest paid
The duration of the project is from December 1, 2020 to March 31, 2021.
3. Government Housing Bank (GHB) New Years Grant Project
1) Group 1 is entitled to a New Year’s gift. An amount of 1,000 baht for those who have a loan of up to 1 million baht, have a good payment history for 48 months and make installment payments through the GHB ALL app in September – December 2020.
2) Group 2 received the New Year’s gift right. The amount of 500 baht does not exceed 100,000 for customers who are not eligible for group 1 who have applied for the GHB ALL application and linked the deposit account in August – September 2020 and pay the fee through the GHB ALL Application From September to December 2020, the Bank will transfer money from December 8, 2020 to January 4, 2021.
4. Thailand Small and Medium Enterprise Development Bank (SME) New Year’s Gift Project
1) Improve liquidity of Thai SMEs by reducing initial fees according to Bank criteria for 3 credit projects, including (1) Local Economy Loan Program (2) SME Smart Loan Program and (3) SMEs D Happy liquidity loan project for SME entrepreneurs applying for loans from January 1, 2021 to February 28, 2021.
2) Project Paydee Me Replen for existing clients who have term loans and have a good repayment history until December 31, 2020, the Bank will add funds to add additional liquidity up to the original credit limit, when combined with the limit of existing credit, should not exceed the maximum amount of 15 million baht.
5. Thai Credit Guarantee Corporation (TCG) New Years Gift Project
1) Assists in allocating installments For compensation insurance receivable, requesting approval for reconciliation for the first time The interest rate is 4% paying more than 20% monthly interest in the 1st – 2nd year and 50% of the interest monthly.
2) lower interest rates For potential offset insurance receivables At 0% interest rate, with an installment payment of not less than 50% of the normal premium (within 5 years)
3) Help reduce installment payments For insurance compensation claims before and after filing The interest rate is 7.5% paying more than 20% of the monthly interest payment for the 1st – 2nd year and the 3rd – 5th year. year more than 50% of the monthly interest.
The duration of the project is from January 1, 2021 to December 31, 2021.
6. Export-Import Bank of Thailand (EXIM Bank) New Years Gift Program
1) Credit for entrepreneurs starting export businesses Able to apply for a loan at an interest rate of 2% per year for 3 months with a maximum credit limit of 1 million baht per person. And for SMEs, entrepreneurs can borrow at the lowest interest rate of 4 percent per year for the first year, a maximum credit limit of 8 million baht per person.
2) Export Guarantee The first 100 new insurers will receive a free buyer data analysis fee. Buyer bank AND 1 buyer of the product and by the same insured You will receive a discount on the data analysis fee of the buyer Buyer bank AND 2 remaining buyers at 50%. The duration of the project from December 1, 2020 to February 28, 2021.
7. Islamic Bank of Thailand (Bank of Thailand) New Years Gift Program for clients applying for personal consumer loans You will receive free legal contract fees and collateral appraisal fees AND for general clients, the Bank will grant a margin of special benefit during January 2021 with the project implementation period from December 15, 2020 to January 31, 2021.
8. For each half of Phase 2 of the project, the government will pay 50 percent of the cost of food, beverages and general merchandise, but no more than 150 baht per person per day, the same as for half of the projects. With each half of the project, this second phase is divided into 2 user groups as follows:
1) Each half of the original licensee, no more than 10 million people, will receive an additional 500 baht of government support on January 1, 2021, which, when combined with the existing 3,000 baht entitlement amount, equals a Total amount of 3,500 baht, can be used until March 31, 2021.
2) No more than 5 million new registrants will receive a state support limit of 3,500 baht per person for expenses from January 1 to March 31, 2021.
9. Project to increase the purchasing power of people with the state social assistance card Phase 2
The government provides funds for the purchase of essential consumer products in low-cost blue flag stores to develop the local economy for those who have state welfare cards in the amount of 500 baht per person per month for a period of 3 months of January to March 2021.
10. Expansion of fiscal measures to support national seminars. Allow companies or legal societies to deduct expenses that have been paid for seminar room, room, transportation or other expenses related to domestic seminars that the company or legal society has arranged for employees. Or expenses paid to operators of tourist companies under the law on tourist companies and tourist guides For training seminars in the country From January 1 to September 30, 2021 is double the amount actually paid.
11. New Year’s 10 baht New Normal Plus group insurance policy project of the Office of Insurance Promotion and Commission (OIC), OIC has joined the insurance business sector. Prepare a New Years insurance policy for 10 baht New Normal Plus. Which provides coverage for accidents and COVID-19 at the same time The coverage period is 30 days, the premium rate is 10 baht / person (employers can buy to provide protection to employees AND their customers AND for the public in they can usually meet in groups of 10 or more) to cover death. Organ loss OR total permanent disability of up to 100,000 baht and coverage for COVID-19 disease with a “meet-pay-terminate” rate of 3,000 baht. From December 1, 2020 to January 31, 2021
12. Steps to Help Lighten the Financial Burden As a New Years gift from the Student Loan Fund (NBTC), the Student Loan Fund has measures to help ease the financial burden. To be a New Years gift for borrowers, student loan funds. Effective January 1 to June 30, 2021 as follows: (1) 100% penalty reduction measure for all groups of borrowers who cancel their accounts (2) 80% penalty reduction measure for borrowers from previous groups. File a lawsuit that comes to pay off all outstanding debts in a normal state. (Unexpired) (3) measures to reduce the penalty rate from the original 7.5 percent per year to 0.5 percent per year for borrowers who have not been processed and cannot repay the debt as scheduled; and (4) Increase the capital reduction rate from 3% to 5% in case of canceling the account all at once. In the case of a borrower who has never defaulted on the debt to repay the Student Loan Fund
13. The Securities and Exchange Commission (SET) New Years Giveaway Project has created a Start to Grow microsite (www.sec.or.th/starttogrow) to be a source of information and knowledge needed for Fundraising for entrepreneurs, small and medium-sized companies (SMEs), new entrepreneurs (start-ups) and interested persons. This includes how to explore availability and the right financing style for your business. Procedures and channels for contacting all relevant fundraising agencies. Knowledge activities AND a free consultation channel through fundraising clinics activating the microsite as of December 16, 2020.
Thanks to the information of the nation
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