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STEFFEN SCHMIDT
In the total population, the proportion of people who live in their own home or in a condominium is 44.3 percent, as shown by the Federal Statistical Office (FSO) in its latest list from 2018.
Of the low-income groups with household incomes below 70 percent of the median, 28 percent can still afford to buy their own home. For those with high incomes with household incomes greater than 150 percent of the median, it is 57.5 percent.
When it comes to home ownership, income groups are therefore relatively close: 28% of the poorest, 46% of the “middle” and 58% of the richest live in their homes. own four walls. A “gradual polarization of income groups” has not been demonstrable since 1998, the FSO writes.
Deficiencies in the type of apartment should be accepted above all by the low-income. 15.7 percent of them do not have enough space. Among the highest income earners, only 0.8 percent (high income) and just under 5 percent (lower center) lack space.
Income that is too high (more than 40 percent of disposable income) is particularly affected by the poor: 38 percent are aware of the problem, compared with 1.6 percent of the high-income.
In the middle class, there is a low to middle cut: in the upper middle (income 100-150 percent of the median) only 3.6 percent live above their economic means, while in the lower middle (70- 100 percent of median income) nearly one in ten pays more than they could actually afford.
According to FSO statistics, the middle income group includes, for example, single people with a gross income of CHF 3,910 to CHF 8,379, couples with a gross family income of CHF 5,865 to 12,568, and couples with 2 children earning between CHF 8,211. to 17,595 gross per month. characteristic.
When it comes to quality of life, individual income groups are closer again. 13.6 percent of the poor, 10.1 percent of the lower class, and 9.1 percent of the upper middle class complain of damp and mold. But even in the well-to-do segment of the population, 6.2 percent of the people suffer from damp and moldy homes.
“As can be seen from the analyzes, the housing situation differs strongly in part according to the housing condition and the main regions,” writes the FSO. “For people in eastern and central Switzerland, the living situation is usually advantageous, in contrast to those in the Lake Geneva region (and the Ticino trend, where possible).”
