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That’s what people in Switzerland spend their money on, and that’s what they can save
The Federal Statistical Office today published the average income and spending of a household in Switzerland for the year 2018. It shows who can save how much and who lives on the assets saved.
The average household consisted of 2018 2.16 people. This average household still had per month after deduction for mandatory expenses like taxes and AHV 7,069 francs at your disposal.
However, this is only an average: 60 percent of all households have less disposable income than these 7,069 francs per month.
Where does the money come from
A total of around 10,000 francs enters the cash register of an average Swiss household each month. This income consists of the gross income of everyone in the household, including annual payments such as the thirteenth monthly salary, interest (income from property and rent), social benefits, and pensions.
Most of it is made up of income from paid work, nationally it is 6,643 francs per month.
How the monthly income is made up
Where the money goes
Almost a third of the expenses refer to compulsory items: 1,182 francs were spent on taxes and 1,035 francs were paid for contributions to social insurance such as AHV and IV.
655 francs or 6.5 percent of the gross proceeds went to health insurance companies for basic insurance.
What is the money being spent on
The highest consumer spending of Swiss households was in 2018 Housing and energy. 14.4 percent of total gross income or about 1456 Franken posted for this area.
by Food and refreshments gave a monthly home 634 Franken discount, 6.3 percent of gross income. 5.8 percent went to the catering trade, 1.9 percent was designed for clothing and footwear. 7.4 per cent or 753 francs went to traffic, 5.4 per cent to cultural and recreational activities and 5.6 per cent to insurance and fees.
If adults handled money like children do
Video: Watson / Knackeboul, Madeleine Sigrist, Emily Engkent
So much can be saved
On average, 1,589 francs remain in the account at the end of the month. That’s about 160 francs more than in the 2017 survey.
However, according to the FSO, not all households are in this comfortable starting position: households in the lower income brackets with a gross income of less than CHF 5,000 cannot set aside anything or even use more money than they earned. This often affects the households of pensioners who live off their assets.
(with sda material)
