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With many households having less money due to the corona pandemic, an increase in health insurance premiums by 1 percent over the next year will lead to a massive additional burden, as the online comparison service Comparis announced on Thursday. Tuesday.
On average, 6.2 percent of household expenses go to health insurance premiums, according to a federal budget survey. With a salary cut from 20 to 30 percent, the burden of the premium increases in the worst case to 16 percent of gross income.
Stress increases due to short-term work.
Comparis examined the premium burden for adults without accident coverage with the most widespread family doctor model and the minimum deductible in Zurich, Bern, Bellinzona and Geneva with an average gross salary of 6,538 francs per month.
On average, the basic insurance burden in the cities of Zurich, Bern and Bellinzona is 7 percent of income. In Geneva it is 8 percent. With short-term work or unemployment, the burden increases by 2 percent.
Hit the unemployed even harder
Unemployed people with a 30 percent wage loss would suddenly have to spend 16 percent of their income on health insurance premiums. However, the bandwidth between the cheapest and the most expensive provider by region is large.
Comparis health insurance expert Felix Schneuwly expects, according to a KOF forecast, that health costs will increase by 3.3 percent in the current year. In fact, the increase in health insurance premiums is likely to be significantly less than 1 percent.
As a result of the economic downturn, insurers are likely to reduce some of their reserves and thus slow the rise in premiums, according to Schneuwly. At the end of September, the Federal Council will release the basic insurance premiums for next year. (SDA)
