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Financial Commissioner Eun Seong-soo said on the 19th, “I am a little angry,” saying, “It is a misunderstanding that the Bank of Korea called him ‘Big Brother’ on the amendment to the Electronic Financial Transactions (Electric Money Act ). ” Amid growing conflict over the revision of the law, the head of the Financial Services Commission directly refuted the BOK’s claims and expressed strong sentiments. On November 26 last year, BOK Governor Lee Joo-yul said, “The financial commission will comprehensively supervise the Financial Settlement Service is considered to be excessive and unnecessary involvement in the central bank.”
The amendment to the Electric Money Law, which was presented to the Political Committee of the National Assembly on the 17th, originally aimed to improve the supervision and consumer protection system for large technologies (large information and communication companies) at the same time which broadens your entry into the financial industry. . However, regulations on the institutionalization of the electronic payment transaction clearing industry and mandatory external clearing of internal high-tech transactions are causing fierce opposition from the BOK. The BOK argues that the operation and management of the payment and settlement system is the exclusive task and responsibility of the central bank, which has the function of final lender, and that if the financial supervisory authority controls the settlement agency in a comprehensive manner, it will lead to conflicts trade and system instability. In addition, it is believed that if the internal transaction within the institution, such as Naver Pay or Kakao Pay, is authorized externally, the authorities can become a big brother who collects all the information of the transaction through the KFTC. In response, the Financial Services Commission argues that it is difficult to see that the revision of the law violates the authority of the BOK and that external settlement is necessary for consumer protection. When President Eun rebutted, “Can you call the news agency big brother because my call records remain? It doesn’t make sense,” Han Eun said, “if the call records are forcibly collected in one place and the The government can investigate him, he is also an older brother. ”
We don’t want to dismiss this story as a boring rice bowl fight. However, choosing the best policy and legal system for financial system stability and consumer protection must be a rigorous and rigorous process of confrontation and persuasion. I hope you refrain from talking about emotions and end up in a forum where objective experts participate.
[ⓒ 매일경제 & mk.co.kr, 무단전재 및 재배포 금지]
