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An electronic payment service in which telecommunications and IT companies launch one after another and competition for customers intensifies. One of them, the “docomo account” developed by NTT Docomo, caused the problem of bank deposits being illegally withdrawn. The damage that has been revealed so far is that someone opens a docomo account without the knowledge of the person, and unknowingly, the deposit is sent from the bank account to the docomo account. What the hell is going on?
An electronic payment service developed by NTT Docomo. It is a part of the smartphone payment that is generally called “payment d”, and you can buy or send money by uploading money from your bank account to your docomo account. By linking docomo accounts and bank accounts, smartphone payments can be used more conveniently.
The feature is that although it is a service developed by NTT Docomo, users of other mobile phone companies can also use the Docomo account. Because our goal is to acquire a wide range of users, when opening a docomo account on the network, you do not need to enter a mobile phone number, just an email address is fine.
In fact, information such as bank account numbers and passwords has been leaked abroad, and it is believed that someone who obtained this information systematically committed the crime.
At a press conference on September 10, NTT DoCoMo simplified the procedure for opening an account in order to increase the number of customers amid fierce competition with each company, resulting in insufficient identity verification and Impersonation by malicious users. Explain that it couldn’t be prevented. The rush to expand the business failed and bypassed security deficiencies.
Also, in addition to the same fraudulent withdrawal on the docomo account last year, there should have been a possibility to strengthen countermeasures due to the fraudulent withdrawal on another smartphone payment service, so can NTT Docomo restore trust? They will ask you questions.
Additionally, banks may not have introduced “two-step authentication” which requires you to enter a one-time password that you receive by short mail in addition to your password, so financial institutions must also strengthen security. Can be done.
