[ad_1]
It is not always possible to access the early retirementor whenever you want, especially if you cannot meet the personal or social security requirements required by the different social security measures. In fact, each measure requires its own specific access requirements.
In this article, when answering questions from some Money.it readers, we will try to investigate the access requirements for certain measures.
Pension for 53, 55 and 62 years
- “Hello, next February 2021 I will have accumulated 39 years of contributions and 55 years of age in June. What path awaits me for retirement? Thank you”
Being a man and not being able to access pension with quota 100 Due to the lack of the personal data requirement, the first possibility of retirement is represented by ordinary early pension which requires 42 years and 10 months of contributions (for women one more year).
In addition, by entering the category of precocious workers, you would have the possibility of accessing the pension with the fee 41 upon reaching 41 years of contribution but only if it belongs to one of the protection profiles admitted in the measure (caregiver, disabled, unemployed, burdensome or tired).
- “I am a public employee and I will complete my 38 years of service and my 62 years in December 2021. Can I access the 100 pension if the semester window goes back to 2022? Thank you”
Decree 4/2019 explicitly establishes that the term of December 31, 2021 will be taken into consideration solely and exclusively for the fulfillment of the requirements of access to the pension quota 100. For those who turn 62 years and 38 years of contributions within that since, in fact, access to the pension is also allowed at any time after the expiration of the measure.
Therefore, if you meet the requirements by the end of 2021, you will be allowed to withdraw with the 100 quota even if the access window will only open in the next 6 months.
- “Good evening. I am 53 years old, 20 years of contributions and 75% disabled. Can I retire earlier? Thank you for your answer”
Unfortunately, given his young age and given that he has not accumulated a large number of years of contributions, his disability percentage does not allow him to advance his old-age pension.
For women, however, there is the possibility of accessing the early retirement pension at the age of 56 and with only 20 years of contributions if in possession of a certificate of disability at least 80%. If, therefore, your disability worsens in the coming years, you could access the pension with this measure without having to wait until you are 67 years old.
“If you have any doubts or questions, please contact us at the email address ask for [email protected]”
