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A plan to save the extra Christmas money from failure. After the malfunction of the Io application, due to the fact that tens of thousands of users could not activate their payment tools (cards and applications) before December 8, when the program officially took off and began counting purchases, the Ministry of Economy studies a solution to avoid that a good part of the participants are penalized in the race for the Christmas cashback. If, on the one hand, the Grillini exponents and a good part of the Democratic Party are pressing, on the other they stop at Palazzo Chigi.
THE ROAD OUT
The Mef hypothesis would be to retroactively make the cashback for users who subscribed late to the program, or allow the system to account for purchases made with cards and apps before their activation if it is after December 8.
On the contrary, today the system only takes into account the expenses incurred with a certain electronic instrument from the day after its activation. Almost 4 million citizens have already registered for reimbursement through the Io application or the systems made available by the operators that collaborate in the Italia Cashless plan, including Poste Italiane and Satispay. Considering that so far Io’s public administration app has been downloaded by around 9 million people, more than half of them have so far declined the extra Christmas refund. Up to 150 euros in refunds are at stake, which for many already seems like a mirage.
Those who have decided to participate in the program, but were unable to register prior to departure, will receive a lower refund than they would have if all went well. Technically, a decree would be enough to change the purchase counting system and protect those who were cut from the program due to the failures of the Io application, which apparently was not ready to handle thousands of access requests per second to its wallet. “, The one where you must indicate the detail of your payment instruments and the IBAN on which to receive returns in February. At some point, the possibility of extending the experimental period until January 6, the end of which is scheduled for on December 31. This hypothesis was immediately ruled out, also because with an extension of the extra Christmas cashback there would be an overlap with the ordinary cashback, starting on January 1. From Palazzo Chigi they announced that there was a clear attenuation of the slowdowns due to the fragility of the state app. For now, the problems have been caused mainly by the credit card registration process in the “wallet” section of the Io application. The payment instruments that were activated last night were 6.7 million. Each user can register multiple cards and payment applications in their name when they register in the program. Credit cards activated for cashback in the application On Io also reached 3.7 million yesterday, in addition to 1.7 million ATM cards. On the other hand, the payment instruments registered through the systems made available by the other operators in the sector, the so-called lift agreements, exceed one million.
THE DETAILS
In January, when the ordinary cashback will begin, which provides for reimbursements of up to 150 euros each semester for purchases in cashless mode (participants will recover 10 percent of what was spent up to a maximum of 1500 euros) and a super Cashback of 1500 euros for the first 100,000 that will have completed more cashless transactions in the period, PagoPa, which manages the Io application, also received a request to improve the platform to avoid new digital bottlenecks on the way to cashback. However, in general, upper-middle-income families living in the North will primarily benefit from the rebates. In Italy, according to data from the Bank of Italy referring to 2016, households with at least one ATM have a per capita income of 20 thousand euros, while at the regional level cards are much more widespread in the North. In Campania, for example, one in two families does not. Ultimately, in the end, few will get the reimbursements and as there are no income limits to participate in the program, it will be mainly the wealthiest families who put the 150 euros promised by the government in their pockets.
Francesco Bisozzi
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Last update: December 12 at 07:49
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