Retirement at 51: the way forward



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To access the early retirement According to current legislation, it is necessary to comply with the requirements of the chosen social security measure. In some cases, the required requirement is only contributory, in others a personal requirement is also required.

We respond to a Money.it reader who writes us:

“Good evening, I wanted to ask if with 35 years of contributions, but … only … 51 years there is no possibility of retirement ??? I have an 11 year old son, older parents and working it is difficult to handle everything. I would accept even a little but I would withdraw! Thanks for your answer”.

Pension at age 51: options

At 51 years old and 35 years of contributions, there are no opportunities for a short retirement. But I will show you what the future options may be in your case

Too young tooption woman requiring at least 58 years of age (completed at the end of 2019), it is not even among those who can take advantage of the fee 100, which requires at least 62 years of age.

However, having started working at age 16, he was able to access the pension with part 41, by accruing 41 years of contributions if it falls within one of the protection profiles (unemployed, caregivers, disabled, tired and burdensome).

If you fall under one of the protection profiles (which can be illustrated in detail in the article: Pension with 41 years of contributions: anticipating is not enough) you will be able to access retirement in 6 years, otherwise you will have to wait until the 41 years and 10 months of contributions that are required women to access ordinary early retirement.

In any case, one should be implemented in the near future (late 2021) pension reform that it will introduce a flexible retirement measure that will replace the 100 quota. Nothing detracts from the fact that this measure can guarantee a retirement earlier than those described above.

“If you have any doubts or questions, please contact us at the email address ask for [email protected]

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