“Possibility of requesting it in a few days” All the procedure

The ministerial decree that absorbs the ratification of the framework agreement with the ABI for the advancement of the TFR and the TFR to the workers who request it was registered in the Court of Accounts and the text will soon be published in the Official Gazette. This was announced by the PA minister Fabiana Dadone in a post on a social network highlighting that “the decree is already operational and the judicial process formally concluded.”

Pension funds, always better than severance pay. Covip data

Tfr, the procedure

In a few days – continues the minister – the platform to start operations for the payment of the advance of the TFR and TFR will be available on the website of the Ministry of Public Administrations. The site will also allow the interested party to calculate the effective date of the Tfs / Tfr.

The minister explains in her detailed post what those interested in accessing the advance payment whose maximum to pay is 45,000 euros must do. First, she explains, you must request the certification of the right to the advance from the TFS / TFR provider (for example, INPS). The issuing body, within 90 days of receiving the request, issues, in the presence of the required requirements, the certification of the right and the total amount, or the rejection of the request. The interested party, having obtained the certification of the right, can present the TFS advance request to the bank, at this point the bank communicates to the lender the presentation of the request and the acceptance of the advance payment proposal. The supplier, within 30 days, once the verifications have been carried out, will notify the bank that the contract has been concluded. The bank, within 15 days following the effective date of the advance contract, credits the amount paid in the current account indicated by the interested party.

All the procedure indicated in the post

Here we are: our ministerial decree was registered today in the Court of Accounts, which absorbs and ratifies the framework agreement with the ABI (Association of Italian Banks) for the advancement of the TFS / TFR. The text will be published soon in the Official Gazette for informational purposes only, but it is already operational and, therefore, the legal procedure has formally concluded.

What I see in this photo are the platform’s paper slide previews that will be online in a few days, after the final touches, on the Department of Civil Service website. It is the fundamental computer support to effectively start operations: citizens who want to apply for the loan will find all the information about the process and the list of credit institutions that adhere to the agreement. Those agencies other than the INPS may register, but the necessary forms will also be present. The site will also allow the interested party to calculate the effective date of the Tfs / Tfr. In short, it is the telematic meeting point necessary for the three parties involved: citizens, banks and social security institutions.

What will those interested in accessing the advance have to do?
– First, you must request the certification of the right to the advance from the TFS / TFR provider (for example, INPS).
– The issuing body, within 90 days of receipt of the request, issues, in the presence of the required requirements, the certification of the right and the total amount, or the rejection of the request. We remind you that the maximum amount to be paid as an advance is 45 thousand euros.
– The interested party, having obtained the certification of the right, can submit the advance request from the TFS to the bank attaching some documents: certification of the right to the advance; advance contract proposal prepared by the bank; registered or joint checking account number to credit the financed amount; the statement on the family situation and, in the event of separation or divorce, an indication of the possible amount of the allowance granted to the ex-spouse.
– At this point the bank notifies the lender of the presentation of the application and the acceptance of the advance proposal.
– The lender, within 30 days, once the checks have been carried out, informs the bank that the contract has been concluded.
– The bank, within 15 days following the effective date of the advance contract, credits the amount paid to the current account indicated by the interested party.

We worked hard to achieve this result, we tried to accelerate as much as possible the endless steps and bureaucratic rebounds that involved both the implementing decree and the framework agreement. But finally there we are: we are now really in the last meter before being able to give oxygen to the many retirees who are forced to wait several years before pocketing severance pay and who were anxiously waiting to be able to use this tool.

I keep you updated.

Last updated: 21:40


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