Money back chaos: Io app not working. How to get refunds – Chronicle



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Rome, December 8, 2020 – The Christmas Cashback he left a few hours ago but is already in chaos. The operation of the government, which provides a 10% refund in the expenses of Christmas made in physical stores with e application (I, Do, Nexi payment), it is becoming a real nightmare for thousands of citizens / users. There Io app In many cases It does not work, or in any case it is hot when loading the payment methods. And while Codacons files a complaint with the Public Ministry for “interruption of public service”, the situation seems to be improving (slowly). Let’s try to provide an overview of the rebates that will arrive between now and the end of 2021. December will be the “experimental” phase and will entitle you to a Extra refund from 150 euros which will be credited to the checking account as of next February. The actual operation will begin in January. Refund of money, with two amortizations per year of 150 euros, every six months, and two ‘Supercashbackgives 1,500 euros for the first 100,000 citizens who will make more transactions.




Christmas cashback, Io on tilt app

Cashback, Extracashback and Supercashback: who is eligible
On the website io.italia.it/cashback you can read the manual prepared by the government on all the steps to follow to register for the service and thus obtain refunds. All adults residing in Italy who have made purchases privately (and therefore not for professional use) in the national territory with cards and payment applications in physical stores (not online) have the right to do so. For example, bars, restaurants, supermarkets or other stores.

Christmas cashback and extracashback, the program
The Christmas cashback and extra cashback program is divided into four periods, each independent of the others:
1) The first “experimental” period, also known as “Extra Christmas Cashback”, begins on December 8, 2020 and ends on December 31, 2020.
2) The other three periods have a duration of six months and are divided into:
– first semester, from January 1, 2021 to June 30, 2021;
– second semester, from July 1, 2021 to December 31, 2021;
– third semester, from January 1, 2022 to June 30, 2022




Cashback, Christmas Extracashback and SuperCashback: the differences and how they work
Let’s see how the two Cashback operations, Christmas Extracashback and Supercashback work. On the website io.italia.it/cashback it is indicated that for each period of the program a maximum refund of 150 euros can be obtained, which is equivalent to 300 euros per year. There is no minimum spending threshold, even a coffee will be included in the expenses. Each purchase made with cards and payment applications – it is read – accumulates 10% of the amount spent, up to a maximum of 15 euros per transaction. The refund can only be obtained if the minimum number of valid transactions is reached at the end of the reference period. And therefore: in the “experimental” period (from 8/12/2020 to 12/31/2020) there are 10 minimum transactions to perform. For the next three semesters, the minimum number of transactions increases to 50.
If in the reference periods the return threshold of 150 euros is exceeded, the transactions will continue to be counted, but only for the SuperCashback, that is, the operation that will guarantee a return of 1,500 euros to the first 100 thousand 2021 and in the only reference semester, have added the highest number of transactions. Again in reference to the expenses made with cards and apps in physical stores. And there are no minimum spending thresholds here either (regular coffee will count).




Refund with App Io and Spid code, how to register and get a refund

Refund with Nexi’s Yap app, without Spid and Nexi

Many complain of difficulties in obtaining the spid code and take advantage of the operation throughIo app. But few know that there is a way to get a refund even without a Spid code. Again, you need to download an application. To tell the truth there are two, but since the procedures are the same for Cashback purposes, we will focus on the Nexi Yap application (the other is called Nexi Pay for more information).
Once you have downloaded the Yap app (available for Android and iOS), you need to register. The steps are simple, multiple codes are not required. Just a phone number, an email, personal data and an identity document. However, just follow the instructions in the app to sign up without too much difficulty. Only at a certain point will we be asked to record a short video in which we have to say out loud two words that will appear on the screen when the video is recorded. Once the steps are completed, we will receive an email confirming the registration. Returning to the application, a message will probably appear telling us that we will have to wait for Nexi to verify our entered data before using the services. It takes – says the application – “a little time” given the “many requests”. However, when we can get back into the app, just click on the Cashback icon to join the operation. The earnings will be credited directly to the app, ready to spend through the app, both in-store and online. For those who wish to have information about Nexi Pay, this link explains what it is and how it works.




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