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The ordinary allowance for disability at age 67 yes becomes old-age pension. But the treatment holders cannot access the early retirement pension because the ordinary disability check is, in any case, a pension and does not allow the advance of social security. But there is a legal vacuum, especially if the disability is very high.
We respond to a Money.it reader who writes us:
“Good evening I wanted to tell you about my situation:
Since September 2019 I have been receiving the ordinary allocation with 100% disability since I was found a rectal tumor operated on in November 2019.
I have been working since October 1977 in a private company and before my health situation, the INPS told me that I could retire on November 30, 2020 at 42 years and 10 months, now I hear that as long as I receive the ordinary allowance. I can’t retire until September 2022. Is that true? When can I retire? I look forward to a cordial and welcome response from you. “
Unfortunately, what they said is true: the owners of the ordinary disability benefit cannot access early retirement.
To do this, they must wait until the validity of the three-year allowance expires, not renew it and, therefore, submit the application for early retirement.
In any case, having a 100% disability, you can go a different path, reserved only for private sector employees.
It does not communicate your age, but if you are 61 years old you can immediately access the early retirement pension for disabled workers: since the measure is an old-age pension for all purposes, in fact, the ordinary disability allowance is not an obstacle to access.
The measure in question requires, as entry requirements, at least 61 years for men (for women it only requires 56) and at least 20 years of paid contributions. The applicant, however, must belong to the private labor sector and must have a” retirement disability of at least 80%.
If you meet these requirements (taking into account that the measure requires a waiting window of 12 months for the pension to take effect, during which you can also continue working) you could apply for retirement immediately without waiting for the allowance to expire. ordinary disability in 2022.
“If you have any doubts or questions, please contact us at the email address ask for [email protected]”
