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Few resources are available and the average return could be well below € 150. First openings to consider purchases valid until January 6
by Marco Mobili and Giovanni Parente
Few resources are available and the average return could be well below € 150. First openings to consider purchases valid until January 6
4 ‘reading
Like the mountain that gives birth to a mouse, the repayment risks becoming a small bite. At least for the first month of debut. Hours and hours of waiting to be able to register in the «Io» app, a long wait, difficulty paying for small purchases with electronic money. All to get a prize that will not arrive before the end of February. But, really, how many can get the 150 euros established as the maximum amount for the Christmas refund? Probably few. And not only because it would mean that 1,500 euros of purchases were made with a minimum of transactions as of December 31. But above all because the funds allocated at least for the debut could be insufficient. And to put it in black and white, there is the same regulation on cashback (Economy Dm 156/2020) that in the 2020 debut of the operation allocates 227.9 million with an explicit participation: “If the aforementioned financial resource does not allow full payment of the refund due, this is reduced proportionally. ‘ As to say, if the money is not enough, the refunds will be reduced proportionally for everyone.
Already registered at 3.6 million
As of December 11, in fact, 3.6 million citizens were enrolled in the state’s rebate program for nearly 5.2 million electronic payment instruments. But since the refund is per capita and everyone can associate more than one tool to their profile (and tax code), there are 3.6 million that must be fixed, as long as they do not increase yet from the downloads of the app « me »It was 8.6 million and it is not unlikely that many have only frozen and postponed enrollment in the cashback program given the technological difficulties that arose in the early days.
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Average repayments of only € 63
Well, the problem arises from the fact that on the plate for the first month of December there are only 227.9 million euros on the plate. Therefore, assuming that the 3.6 million already registered reach the minimum of the 10 required operations, there would be resources available on average for 63.3 euros each, therefore less than half of the 150 euros potentially achievable. Of course, then it will depend on how much each one actually spends, but in the end the paradox is that 10% of a total expenditure of 633 euros can be recognized. Really small.
More resources for 2021 and 2022
In reality, the objective is broader and more structured over the next three semesters and aims to contribute together with the other pillars of the “Italia cashless” plan to reduce the use of cash, promote traceability and also tax compliance. Therefore, as of 2021 there will be 1,367 million available for the first semester and 1,347 million for the second of September. This last figure will also be available for the first semester of 2022. But even in these cases the same rule applies: “If the aforementioned financial resources do not allow the full payment of the reimbursements due for the mentioned periods, they are reduced proportionally “.
In addition, the prize pool is destined to increase because, in addition to the € 150 but with a minimum of 50 transactions, each semester the mirage of the supercashback occurs with € 1,500 destined for the first hundred thousand who will make more purchases with electronic money. Even if, as the regulation provides, for the same number of transactions carried out, the citizen whose last transaction is temporarily prior to the one of equal merit will be in a better position in the ranking.
