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Also in 2021, the pensions they will remain identical to those of the year that is about to end. Not even a penny more.
A few days ago (here is the link) we talked about balance non-existent compared to the current year: the global average of the amounts not paid in 2020 will reach 15 euros in total, closing at an average of 10 euros. It seems incredible but it is the expected increase. All this due to the Covid crisis with an inflation rate that by 2021 is expected to be around 0% compared to 0.5% in 2020.
What changes for retirees
For the second time since the 1996 listing rules came into force, the five-year average of GDP shows a negative value that jeopardizes the listing amount. “Story reduction it will in any case be neutralized by article 5 of decree 65 of 2015“, explains to Truth Alberto Brambilla, president of the pension itineraries study center, who highlights how it isin fact, the revaluation rate is never negative, except for the recovery of what was neutralized in subsequent years“.
Those who retired as of January 1, 2020 will see the contribution amount credited as of December 31, 2018 revalued by 1.9945% (five-year average 2014-2018), while there will be no reevaluation of contributions paid in 2019. year prior to retirement (law Dini 335/95) as well as the contributions paid in 2020 until the beginning of the pension.
New pensions 2021
Those who retire from the world of work in 2021 will receive one revaluation of the amount of the contribution, credited as of December 31, 2019, of approximately 1.9% (average five-year period 2015-2019). Instead, contributions paid in 2020 and 2021 will not be reevaluated until retirement begins. Due to these calculations between the amount and the revaluation linked to inflation, the checks are stalled for at least the next two years.
Always current, however, the blow to the so-called pensions gold which, also in 2021, will suffer cuts when the tax base exceeds 100,000 euros: it goes from a minimum of 15% to a maximum of 35% for amounts between 350 and 500,000 euros. 40% of the cut is even higher. “However, I would have expected a different outcome from history. In practice, it is on the basis of the Prodi regulations that measures are taken on the most substantial pensions with freezing or withdrawal measures. The Charter, however, makes it clear: sanctions must not exceed a limited period. Instead, it has happened since 1996”, Brambilla emphasizes, who presses to affirm that last year the 5-star government hid the sanctioning interventions on the smaller amounts.
Quota 100 and female option
The new government maneuver that is currently being approved is not much better: apart from the extension of the expansion contracts to companies with 250 employees (until last year 500 employees were needed), the government has kept intact the numerous paragraphs of the workbook. pensions. . Quota 100 will expire naturally at the end of 2021 “and it is certainly not possible to decide in June 2021 what will happen six months later“Brambilla says. In addition, two other early retirement institutes will be further expanded: Ape sociale and Option donna.
No change in maturation retirement age: for old-age treatment, the minimum age is confirmed at 67 years and 20 for contributions, for early retirement the contribution requirement – regardless of age – remains blocked at 42 years and 10 months for men and 41 years and 10 months for women. Everything is firm also on the side of the early retirement reserved for the so-called pure contributors: they may retire at 64 years of age and with 20 years of contributions but on condition that they have accrued, at the time of retirement, an equal or greater amount to 2, 8 times the social allowance. Basically, the Giallorossi don’t seem to want to make political decisions.
“The time has come to lend a hand to reform and simplification of the pension system. It is no longer acceptable, from a financial sustainability point of view, for at least 50,000 people to retire early each year (with one exception and not another). On the other hand, it is not acceptable that 2022 opens with a ladder that goes from 62 to 67 and a half years. You need flexibility in production – it’s the only solution“, he concludes.
