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ROME – From January 1, after the implementation of the measures of the European Banking Authority, also in Italy for only a few euros of overdraft in the current account there is the risk of being defined as “bad payers” with the risk of blocking automatic debits by banks that may stop the payment of public services and salaries.
Checking account blocking
Until now, registration in the Crif was made only for non-payment of the installments of a loan or mortgage, while now, with the new regulations of the European Banking Authority implemented by our country, this possibility will be extended to all other payments by direct debit. account, including utilities (energy, gas, water, telephone, loan installments, pay TV and everything that is charged by direct debit to the account) and, as regards companies, also the payment of wages and social security contributions.
Consumer protest
«An EBA rule that seems unfair and harmful to consumer rights, especially at this time when millions of families are in financial difficulties, and an unexpected expense is enough to generate cost overruns on the account – says the president of Consumerism , Luigi Gabriele – 15 million households are effectively at risk of insolvency due to these new rules, and thousands of companies are at risk of default. Therefore, we call on the Government to intervene to remedy this imbalance and prevent users and companies from becoming bad payers even for a few euros overdraft.»
Last updated: 14:53
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