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the pensions I am in danger? We must answer this question in the affirmative. And the reason right now is not there for everyone to see. To explain it, we must start from something that has happened in the last two weeks: the ruling of the City Council that recognized as legitimate the solidarity contribution on high benefits to 3 years and considered correct the blocking of revaluations for social security treatments exceeding 100,000 euros . year. Many have underestimated the weight of this verdict that legalizes state theft for cash reasons. Much of the retiree world sees it as an out-of-pocket verdict that only concerns those cashing a heavy check.
However, behind this ruling there is an unsettling truth: the principle that checks can be cut can be cut damaging past rights.
Why pensions are in danger
But let’s not stop there. In this story that puts everyone at risk social security checks (and now we will see how) we must underline the scenario that awaits us with a massive pension reform that will eliminate Quota 100. In fact, the Giallorossi government is studying a new system to guarantee early departure and in this sense, however , it is becoming more and more The idea (also promoted by the INPS) of a fully contributory calculation of the allocation was introduced. All this by completely abandoning the salary system that still worries many retirees who could leave the world of work in the coming months or years. And this is where the trap that links the future of checks with the Council’s ruling is hidden. In fact, for a few months there has been talk in the government halls of a tax reform to order the coffers. And here we must make an important reflection: the Fornero law provides for the contribution system for all those who had 18 years of contributions in 1995 from the payment of pensions in 2012. But the real risk is that this type of mechanism is also can extend to checks already paid. How? Applying the same theorem that started the Consultation decision with high controls.
All this through the contribution of a solidarity contribution quota that, however, in this round could impact on checks and social security treatments well below 100,000 euros per year. The risk is concrete: a state cash requirement can set in motion a haircut mechanism that undermines vested rights as in the case of gold pensioners.
The decisive move to avoid the worst
If you add to this the alarm raised by Bank of Italy In recent days, in future controls and in pension spending capacity, the picture of a pension system in danger is quite clear. The constant reminders of the last few days to use the supplementary pension They should also be read in this direction: reserve a substantial part during the working career to place it next to what the pension fund then materially pays. And this measure could be essential to avoid bitter surprises with the checks. At the moment, in Italy, the supplementary pension has taken off only by half, despite the fact that a large percentage has to be deducted. But the sirens of a dark future in the social security system could accelerate a step in this direction by many workers.
