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Cases in which the INPS recognizes compensation for death and one-time compensation to survivors.
In this article, the Projection Experts explained to readers what the requirements are for the survivor’s pension and the percentages to which they are entitled.
Beyond the survivor pension and the indirect pension, the INPS provides a series of benefits and economic benefits to support the survivors of those enrolled in any of the Institute’s administrations.
Among the various economic supports, let’s stop at the death allowance and the one-time compensation.
In the absence of the necessary conditions for the recognition of the survivor’s or indirect survivors’ pension, the relatives of the deceased are entitled to compensation.
Compensation that, depending on whether the deceased was insured with the INPS before or since January 1, 1996, varies in:
a) death benefit. In the case of a worker insured before January 1, 1996 and included in the so-called salary or mixed system for calculating the pension;
b) single compensation. In the case of a worker insured after January 1, 1996 and who is within the so-called contribution system for calculating the pension.
So let’s see in which cases the INPS recognizes compensation for death and single compensation for survivors.
Death allowance
If, at the time of death, the worker insured before January 1, 1996 does not have a direct pension or does not meet the requirements for an indirect survivor’s pension, the spouse is entitled to a death benefit.
The compensation is equivalent to 45 times the amount of the contributions paid.
The right to compensation accrues only if at least 52 weekly contributions are paid to the insured in the 5 years prior to death. That is equivalent to 1 year of contribution.
In the absence of the spouse, the allowance is due to the children. Provided that there are subjective requirements for the right to a pension.
The application for compensation for death must be submitted, under penalty of forfeiture, within a period of one year from the date of death of the insured worker.
Single grant
In the event of the death of an insured worker as of January 1, 1996, the survivors are entitled to a one-time compensation.
The amount of compensation is equal to the monthly social allowance multiplied by the number of years of contribution credited to the insured. This is if the survivors:
a) are not entitled to an indirect pension due to lack of insurance and contribution requirements for the position of the deceased;
b) they are not entitled to pensions due to work accidents or occupational disease as a consequence of the death of the insured;
c) are, on the date of the insured’s death, in the income conditions required to obtain the social allowance.
The payment of the single compensation is subject to the presentation of the application by the beneficiaries. The prescription is for ten years.
For information, those interested can contact the INPS directly through the Contact Center at the free number 803 164 from the landline. Or by calling 06 164 164 from a mobile payment network.
In addition, they will be able to contact the management bodies and intermediaries of the Institute.
