Pension with 41 years of contributions for all: what changes

News on the subject pensions. Quota 100, after the three-year trial, will expire at the end of 2021. And so far nothing new. But what happens next? On Wednesday, the confrontation with the unions and the government resumes, dealing with the social security reform that will be implemented with the next Budget Law, it again proposes the option “quota 41”: in pension with 41 years of contributions regardless of seniority level.

This would, reportedly today The messenger, the idea that the executive is thinking about: focus on the “quota 41” -reducing the contribution requirement for everyone, men and women- to ensure greater flexibility in the exit, before the next expiration of quota 100. For Last, operational since 2019, allows early departure from the labor market to all those who have at least 38 years of contributions with a minimum age of 62 years. But in a little over a year it will expire.

In recent days, Antonio Misiani, Deputy Minister of Economy, confirmed that the objective of the Minister of Labor, Nunzia Catalfo, is to guarantee greater flexibility at the exit. And of share 41 for everyone It will be discussed on Wednesday, September 16, at the meeting that the government is planning with the unions.

Pension with 41 years of contributions for all: what changes?

There are some knots that must be solved accurately when exceeding 100 points. In the first place: how to overcome the 5-year ladder that will be formed from 2022, when those who have not managed to accrue the requirements of the 100 quota in time for December 31, 2021 will have to wait until they are 67 years old to pass to pension (instead of 62)? The solution proposed by the unions is to allow all workers (not just the “precocious” as happens today) to retire with only 41 years of contributions, regardless of age.

Realizable? This would be an expensive reform, but unlike the closure demonstrated in recent months, the government now seems willing to dialogue with the unions to try to find a solution. Despite this partial opening of 41 for all with a view to next Wednesday’s meeting, the hypothesis defended by the government is to allow those who wish to leave early at 62-63 years of age, however foreseeing a cut – variable from 2.8% to 3 % – of the amount of the contribution for each year of advance. In this way, those who choose to retire at age 62 would have an average cut of about 5% of the pension.