This was the beginning of Ardi’s incarceration for using Rp. 51 million. Incorrect BCA transfer

KOMPAS.com – Ardi, a car broker from Surabaya, East Java, was charged with embezzling money from BCA Citraland Branch, Surabaya.

Ardi Pratama’s lawyer, R Hendrix Kurniawan, explained that the beginning of the case that happened to his client occurred on March 17, 2020.

Initially, the BCA made a misplaced deposit to Ardi’s account.

The money transfer was done by the BCA back office with the initials NK. NK admitted that he had incorrectly entered an account number that had two digits on the back.

Also read: BCA mistakenly transfers 51 million IDR, Ardi is jailed for using his money

BI compensation transfers worth 51 million IDR entered Ardi’s account. However, Ardi thought the money was a commission from the car sales made.

The money was eventually used to make purchases.

“It’s a car dealership, because when they checked it there was no identity of the sender, just compensation from BI. In the end, the money was used for needs like buying and paying debts,” Hendrix said when contacted Wednesday (2/24 / 2021).

After 10 days, on March 27 to be precise, BCA just found out that they had transferred the wrong money.

This was after a complaint from the party that should have received the money transfer.

That same day, BCA officers, represented by NK and myself, went to Ardi’s home. Later, both were reporters and witnesses.

The arrival of the two bank employees to inform them that there was an incorrect transfer of funds to Ardi’s account.

The bank employee asked Ardi to return the full amount of the money.

Also read: Savings from 5 BRI clients suddenly depleted, due to investigations turn out to be victims of skimming

At the time, Ardi understood that the source of the funds was not a commission for selling cars.

Ardi told NK and I that they could only return funds that had been used in installments because at that point the pandemic started.

“At that time, with Ardi’s offer and request (in installments), the reporter did not want him, they asked him cash,” he said.

After the two employees arrived, Ardi received a summons from BCA the next day. The BCA legal department immediately went to Ardi’s residence.

BCA again requested that the incorrect money transfer be returned in full for 51 million rupees.

“Our current client’s capacity is installment only, and at that time my client’s account was unilaterally blocked by the BCA (blocking),” he said.

Then, in early April 2020, Ardi received a second subpoena and urged that the money be returned immediately.

Then Ardi contacted BCA and tried to ask for help to get paid in installments.

To show goodwill, Ardi made a cash deposit of 5 million rupees to his personal BCA account, for which there was a deposit of around 10 million rupees.

After April to August, Ardi had no longer confirmed anything from BCA.

At the end of August, a police report from the NK journalist appeared, basically reporting that Ardi had deliberately used money that was known to have been transferred in error.

Ardi continues to try to be able to return the money, specifically in October 2020.

At the time, Ardi was seeking Rp. 51 million as requested by BCA. Then the client went to the BCA office to return the money.

“The strange thing is that BCA was not accepted. Instead, they told me to turn it over to the NK (reporter). My client was confused about that. Because BCA had advised against the legal relationship when he returned, he was rejected and asked to be handed over to staff, “Hendrix said.

Hendrix also questioned the legal case that BCA reported to his client.

“My client asked the BCA official at that time, and he explained that BCA and Ardi had no problem, because NK had already returned the money through his pension,” he explained.

He considered that if there was a desire to resolve this case properly, BCA should have met with its client with the reporter.

Then, on November 10, 2020, Ardy was officially named a suspect and detained on the charges of Article 855 of Law Number 3 of 2011 and TPPU Law Number 4 of 2010.

Ardi’s case has reached trial and is in an emergency stage.

Attempt to confirm

Kompas.com has tried to confirm this case to BCA.

Upon arriving at the BCA Darmo regional office, the local officer admitted that he did not know about the case.

They suggested they go to KCU BCA Hr Muhammad and KCP BCA Citraland.

Upon arriving at KCP BCA Citraland, a banking official named Zainuri admitted that the NK reporter had been transferred to another branch of BCA.

He himself did not dare to make a statement because he did not get permission from his leadership.

When Zainuri admitted that he had called his boss, he suggested that he return to the BCA Darmo regional office.

He suggested meeting directly with the legal department.

Kompas.com has also tried to ask the head of KCP BCA Citraland. However, Zainuri was reluctant to provide information because she did not have the courage.

“Please go directly to the regional office to meet the law firm handling this case. I can’t speak because we are new and the reporter has moved. Also, our leadership is on leave,” said BCA KCP Citraland cashier. .