Regarding BLT UMKM: how to register, conditions, disbursement pages, all

KOMPAS.com – The government provides direct cash assistance (BLT) for micro, small and medium-sized enterprises (MSMEs) during the corona virus pandemic.

The BLT UMKM or Productive Micro Business Banpres (BPUM) program with a nominal value of Rs 2.4 crore was extended until the end of November 2020.

Quotation Kompas.com, Friday (10/16/2020), the government even increased the target number of BLT UMKM recipients, from 9 million recipients to 12 million recipients.

Read also: Rp. 2.4 million BLT UMKM spreads, this is an area where absorption will be boosted

Here are some things about BLT UMKM:

How to register

To obtain this UMKM BLT, the public can register through the Regional Cooperative and UMKM Office according to their address.

“The way is to write or call the office that manages the cooperatives and the UMKM so that they propose themselves as beneficiary candidates of BPUM. The service will verify it and propose it to the Ministry of Cooperatives and Small and Medium Enterprises ”, said the Deputy of Financing of the Ministry of Cooperatives and Small and Medium Enterprises, Hanung Harimba Rachman. Kompas.com, Friday (10/16/2020).

Possible beneficiaries can also be proposed by cooperatives that have been legalized as legal entities.

Furthermore, the ministries / institutions, banks and financial companies registered with the OJK can also propose potential beneficiaries of this aid.

Registrants can complete the proposed data by completing:

• me
• Full name
• Residential address (according to KTP)
• Deal
• Phone number

Also read: Registration for BLT UMKM is still open, here’s how to get it

Terms

As for registering as a possible recipient of assistance from MSMEs, you must meet the following requirements:

• Owning a micro-scale business.
• WNI.
• No employees of ASN (State Civil Apparatus), TNI / Polri, BUMN / BUMD.
• He currently does not have a bank loan and Popular Business Credit (KUR).

Micro-enterprise actors who have a different address between domicile and business location, can attach a Commercial Certificate (SKU).

Subsequently, the assistance will be distributed in stages through the corresponding account number.

If the micro-enterprise does not have an account number, an account can be created upon disbursement by the channeling bank, namely BRI, BNI and Bank Syariah Mandiri.

This aid is not a loan or a credit, but a grant. So in the disbursement process, the recipient is not charged anything.

Also read: The government disbursed IDR 123 billion for the UMKM assistance program

Disbursement

BLT UMKM is only awarded to MSMEs actors who have never received or received credit or similar assistance from a bank.

Subsequently, the recipient will receive a notification or notification from the channel bank if they have passed the beneficiary verification.

The notification is sent via SMS message by the pipeline bank.

For example, one of the channel banks, BRI, explained that if they receive a notification message, the public can immediately go to the nearest BRI office.

“People who receive the SMS can come to the nearest BRI office with their identification card and proof of the SMS to print their savings book,” said BRI Corporate Secretary Aestika Oryza Gunarto.

Also read: How to disburse Banpres Productive Funds or BLT UMKM

Please note that the help that has been received cannot be used immediately. Recipients must complete all requirements, from documents to letters of declaration.

Failure to complete these documents will suspend your BLT UMKM balance.

On the other hand, to avoid fraudulent SMS on behalf of BRI, Aestika emphasized that the assistance disbursement process is free, that is, there are no fees.

Additionally, those who receive notifications only need to go to the nearest BRI office, not anywhere else.

The documents required for the disbursement are the following:

• Savings book
• ATM card and personal identity
• Statement letter, statement of absolute responsibility (SPTJM) and / power of attorney to receive funds from banpres

In the meantime, if the beneficiary does not have a BRI account, they can go to the nearest BRI office to fix it.

Also read: Full of notification messages about Productive Banpres, this is BRI’s explanation