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Jakarta, CNN Indonesia –
Book savings Y bill newspapers that excel in developing the alleged loss of a Rs 22 billion balance belonging to a PT customer Maybank Indonesia Tbk, Winda Lunardi.
Maybank Hotman lawyer Paris Hutapea stated that the statement from the Maybank Cipulir branch chief, who was named a suspect, indicated that he had been holding the e-Sport athlete’s passbook and ATM.
“The question is you, as the owner of the money, why did you let someone else have your ATM card? That is one that investigators are investigating again,” Hotman said at a news conference some time ago.
Meanwhile, on another occasion, Winda stated that the opening of an account at the bank was done without obtaining an ATM card and a savings book. The reason is that you opened a checking account.
“I opened a checking account, so about ATMs, we never got our passbooks from the beginning when we opened an account,” Winda said.
Quoted from the Big Indonesian Dictionary (KBBI), a savings book is a book that contains notes on the amount of money saved in the bank in the name of the saver or a savings book.
Passbooks are usually given by banks to clients, both individuals and business entities, when opening a savings account. A passbook is proof of ownership of a customer’s account.
Meanwhile, a checking account is a summary of customer banking transactions. Transactions can be in the form of money inflow (credit), money outflow (debit), including money transfers (transfers).
Sometimes transactions that print to a checking account are not yet printed to the customer’s passbook. For example, when many customers conduct electronic transactions that do not require a physical passbook.
Clients need a checking account for various purposes, such as obtaining visas, applying for credit, and conducting financial audits of the company.
To obtain a checking account, the customer can ask the bank in question. Generally, the requirements to print a checking account are that the customer bring a passbook, an ID card and an ATM card.
It is common for banks to charge a checking account printing fee. However, there are also banks that offer checking accounts on a regular basis, without the need for the customer to request it.
Along with technological developments, a summary of clients’ savings transactions can be accessed electronically, either through Internet banking too mobile banking.
[Gambas:Video CNN]Checking accounts can also refer to bank statements to clients of checking account holders that are sent regularly, usually monthly. The report contains related customer income and expense transactions.
For the record, according to Banking Law Number 10 of 1998, demand deposits are deposits that can be made at any time by checks, money order and other means of payment orders, or by transfer.
(sfr / one)
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